1055 Oakbluff Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 1055 Oakbluff Dr, Salisbury, NC 28147

Property Summary

Property TypeResidential Vacant Land
Lot Size0.93 acres (40,511 sqft)
Owner2 Individual Names on File
Last Sale$44,000 (Sep 2021)
Tax Bill$253 (2026)
Deeds & MortgagesJul 2026 Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN458E021

Property Details

APN / Parcel Number

Primary APN458E021
Alternative APN
  • 6067501

Exterior

Lot Area40,511 sqft (0.93 acres)

Location & Zoning

Street Address1055 OAKBLUFF DR
CitySALISBURY
StateNC
Zip28147-8164
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionL 110 .93 AC
Legal SubdivisionCAMERON GLEN
Legal Lot Number110
JurisdictionROWAN NC
Township / Civil DivisionLOCKE
Census Block Group2
Census Block2004
Census Tract51202

Owner

1055 Oakbluff Dr, residential vacant land, is owned by two individuals who bought it in September 2021.

Source: Rowan County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address432 CAMERON DR, SALISBURY, NC 28147-8043
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
SHARONVIEW FEDERAL CREDIT UNION
Sep 8, 2021Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage
FARMERS & MERCHANTS BANK
Nov 20, 2020Warranty Deed, Construction Loan · Construction Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2021 · Amount on File
Deed SaleSep 8, 2021 · Amount on File
Prior SaleNov 20, 2020 · Amount on File
Deed Book / Page1383 / 609
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Recording DateJul 31, 2026
Property Address1055 OAKBLUFF DR, SALISBURY, NC 28147-8164
Document Number1488000162
Book / Page1488 / 162
Instrument DateJul 27, 2026
Transaction TypeMortgage
Record UpdatedAug 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 OAKBLUFF DR, SALISBURY, NC 28147-8164

Mortgage

Document Number1488000162,
DateJul 31, 2026
Book Page1488/162
Lender
NameSHARONVIEW FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateSep 8, 2021
Property Address1055 OAKBLUFF DR, SALISBURY, NC 28147-8164
Document Number0013830609
Book / Page1383 / 609
Map ReferenceMB 9995 PG 5791
Instrument DateSep 7, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$88.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address321 PALMER CIR, 321, ROCKWELL, NC 28138-6501

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 CAMERON DR, SALISBURY, NC 28147-8043

Mortgage

Document Number0001383610
DateSep 8, 2021
Instrument1383/610
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term60 Months
DueSep 7, 2026

November 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateNov 20, 2020
Property Address1055 OAKBLUFF DR, SALISBURY, NC 28147-8164
Document Number0013610422
Book / Page1361 / 422
Map ReferenceMB 9995 PG 5791
Instrument DateNov 18, 2020
Transaction TypeConstruction Loan
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
Tax$60.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 102, SALISBURY, NC 28145-0102

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 PALMER CIR, ROCKWELL, NC 28138-6501

Mortgage

Document Number0001361423
DateNov 20, 2020
Instrument1361/423
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1055 Oakbluff Dr was $253.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$253.00$37,400 Land $37,400$37,400 Land $37,400
2023$253.00$37,400 Land $37,400$37,400 Land $37,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1055 Oakbluff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1055 Oakbluff Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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