1088 N 5th St, Central Point, OR 97502 Property Records

Jackson County property record for 1088 N 5th St, Central Point, OR 97502

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,174 sqft · built 1972
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$403,000 (Sep 2026)
Tax Bill$2,978 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN372W03AD2700

Property Details

APN / Parcel Number

Primary APN372W03AD2700
Alternative APNs
  • 372W03AD02700
  • 10137260

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,174 sqft Living Area
Gross Area1,798 sqft
1st Floor Area1,174 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1988
Exterior MaterialConcrete
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1088 N 5TH ST
CityCENTRAL POINT
StateOR
Zip97502-1825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal Range02W
Legal Township37S
Legal Section03
Legal Quarter1
Legal SubdivisionMAZAMA VILLAGE
Legal Block4
Legal Lot Number22
JurisdictionJACKSON OR
Township / Civil DivisionMEDFORD
Census Block Group4
Census Block4011
Census Tract1002

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1088 N 5TH ST, CENTRAL POINT, OR 97502-1825
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 29, 2026Deed of Trust, Mortgage · Line of Credit
ROGUE CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2026 · Amount on Record
Deed SaleSep 14, 2026 · Amount on Record
Prior SaleNov 20, 2014 · Amount on Record
Deed Document Number202620613
Prior Transfer DateOct 27, 2014
Prior Transfer Doc0000028964
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateSep 14, 2026
Property Address1088 N 5TH ST, CENTRAL POINT, OR 97502-1825
Document Number0000020613
Instrument DateAug 10, 2026
Instrument202620613
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1088 N 5TH ST, CENTRAL POINT, OR 97502-1825

Mortgage

Document Number0000020614,
DateSep 14, 2026
Instrument202620614
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Recording DateJul 29, 2026
Property Address1088 N 5TH ST, CENTRAL POINT, OR 97502-1825
Document Number0000017089
Instrument DateJul 24, 2026
Instrument202617089
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common, 169
Address1088 N 5TH ST, CENTRAL POINT, OR 97502-1825

Mortgage

Document Number0000017089,
DateJul 29, 2026
Instrument202617089
Lender
NameROGUE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 15, 2051
Interest
Rate7.24%
Max Rate-1%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityCentral Point City
Unified School DistrictCentral Point School District 6 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,980 (+3%)$350,700 (-3.56%) Land $157,680 Building $193,020
2025$2,978.00 (+2.51%)$174,740 (+2.99%) Land $67,550 Building $107,190$363,640 (+7.55%) Land $156,800 Building $206,840
2024$2,905.00 (+3.34%)$169,660 (+3%) Land $65,580 Building $104,080$338,100 (+8.86%) Land $152,000 Building $186,100
2023$2,811.00 (+2.37%)$164,720 (+3%) Land $63,670 Building $101,050$310,580 (-8.85%) Land $141,350 Building $169,230
2022$2,746.00$159,930 Land $61,820 Building $98,110$340,720 Land $117,810 Building $222,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CENTRAL POINT
serves 19,785 people · EPA ID OR4100178
Water SourcePurchased surface water from MEDFORD WATER COMMISSION
Last State InspectionNov 2021
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rogue Broadband
Fixed Wireless
200 / 25
FireServe
Fixed Wireless
100 / 30

May also be available: Hunter Communications.

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