1085 N 5th St, Central Point, OR 97502 Property Records

Jackson County property record for 1085 N 5th St, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1973
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Aug 2024)
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372W03AD4200`

Property Details

APN / Parcel Number

Primary APN	`372W03AD4200`
Alternative APNs	`372W03AD04200` `10137413`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	1,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1976
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Patio Area	240 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1085 N 5TH ST
City	CENTRAL POINT
State	OR
Zip	97502-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Range	02W
Legal Township	37S
Legal Section	03
Legal Quarter	1
Legal Subdivision	MAZAMA VILLAGE
Legal Block	4
Legal Lot Number	13
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	4
Census Block	4019
Census Tract	1002

Owner

1085 N 5th St is owned and occupied by two individuals who bought it in August 2024.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1085 N 5TH ST, CENTRAL POINT, OR 97502-1824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROGUE CU
Dec 27, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2024 · Amount on File
Deed Sale	Aug 21, 2024 · Amount on File
Prior Sale	May 10, 2016 · Amount on File
Deed Document Number	202417158
Prior Transfer Date	Oct 16, 2001
Prior Transfer Doc	0000052751
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	1085 N 5TH ST, CENTRAL POINT, OR 97502-1824
Document Number	0000025172
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1085 5TH AVE GOLD HILL OR 975259753, GOLD HILL, OR 97525-9753

Mortgage

Document Number	0000025172
Date	Jul 20, 2020
Instrument	25172

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501-0278

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 19, 2030

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 27, 2018
Property Address	1085 N 5TH ST, CENTRAL POINT, OR 97502-1824
Document Number	0000039181
Instrument Date	Aug 15, 2018
Instrument	39181
Transaction Type	Transfer
Record Updated	Jan 8, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 N 3RD ST CENTRAL POINT OR 975021809, CENTRAL POINT, OR 97502-1809

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	1085 N 5TH ST, CENTRAL POINT, OR 97502-1824
Document Number	0000039280
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 N 5TH ST CENTRAL POINT OR 975021824, CENTRAL POINT, OR 97502-1824

Mortgage

Document Number	0000039280
Date	Nov 20, 2017
Instrument	39280

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1085 N 5th St was $3,128, up 2.5% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,050 (+3%)	$327,610 (-2.81%) Land $157,680 Building $169,930
2025	$3,128.00 (+2.52%)	$183,550 (+3%) Land $63,560 Building $119,990	$337,070 (+6.52%) Land $156,800 Building $180,270
2024	$3,051.00 (+3.32%)	$178,210 (+3%) Land $61,710 Building $116,500	$316,440 (+17.26%) Land $152,000 Building $164,440
2023	$2,953.00 (+2.39%)	$173,020 (+2.99%) Land $59,920 Building $113,100	$269,870 (-19.77%) Land $141,350 Building $128,520
2022	$2,884.00	$167,990 Land $58,180 Building $109,810	$336,380 Land $117,810 Building $218,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1085 N 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1085 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications.

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