10875 Loch Lomond Cir, Hernando, MS 38632 Property Records

DeSoto County property record for 10875 Loch Lomond Cir, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Lot Size	0.549 acres (23,894 sqft)
Owner	Individual Name on File
Tax Bill	$50 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-09-4-20-01-0-00061-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-4-20-01-0-00061-00`

Exterior

Lot Area	23,894 sqft (0.549 acres)
Lot Dimensions	275 ft deep x 38 ft wide

Location & Zoning

Street Address	10875 LOCH LOMOND CIR
City	HERNANDO
State	MS
Zip	38632-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LAKE O THE HILLS SD SEC A. LOT 61
Legal Range	009
Legal Township	03S
Legal Section	20
Legal Subdivision	LAKE O THE HILLS SD
Legal Lot Number	61
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2021
Census Tract	71200

Owner

10875 Loch Lomond Cir is owned by an individual who acquired it in July 2024.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	3628 FOSSIL HILL DR S, HERNANDO, MS 38632-6200
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2024
Deed Sale	Jul 30, 2024
Prior Sale	Nov 27, 2019 · Amount on File
Deed Book / Page	1024 / 13543
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 27, 2019
Property Address	10875 LOCH LOMOND CIR, HERNANDO, MS 38632-4200
Document Number	000905/656
Book / Page	0905 / 656
Map Reference	MB 2 PG 29
Instrument Date	Nov 7, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	SOUTHERN UTAH TITLE COMPANY, SOUTHERN TRUST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10841 LOCH LOMOND CIR, 10841, HERNANDO, MS 38632-4200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10841 LOCH LOMOND CIR, HERNANDO, MS 38632-4200

Mortgage

Document Number	0004843299
Date	Nov 27, 2019
Instrument	4843/299

Lender

Name	INSOUTH BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 7, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 10875 Loch Lomond Cir was $50.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50.00	$600 Land $600	$6,000 Land $6,000
2023	$60.00	$600	$6,000 Land $6,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10875 Loch Lomond Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10875 Loch Lomond Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.7% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Loch Lomond Cir

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