10865 Loch Lomond Cir, Hernando, MS 38632 Property Records

DeSoto County property record for 10865 Loch Lomond Cir, Hernando, MS 38632

Property Summary

Property Type	Vacant Land
Details	3 bd · 2,297 sqft · built 1965
Lot Size	0.352 acres (15,331 sqft)
Owner	2 Individual Names on Record
Tax Bill	$125 (2025)
Deeds & Mortgages	Dec 2022 Sale Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-09-4-20-01-0-00057-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-4-20-01-0-00057-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,297 sqft Adjusted Area
1st Floor Area	1,428 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,331 sqft (0.352 acres)
Lot Dimensions	230 ft deep x 99 ft wide
Patio Area	462 sqft

Location & Zoning

Street Address	10865 LOCH LOMOND CIR
City	HERNANDO
State	MS
Zip	38632-4200
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	A-R
Legal Description	LAKE O THE HILLS SD SEC A. LOT 57
Legal Range	009
Legal Township	03S
Legal Section	20
Legal Subdivision	LAKE O THE HILLS SD
Legal Lot Number	57
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2021
Census Tract	71200

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7468 VAIDEN RD, HERNANDO, MS 38632-9177
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer
Aug 29, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022
Deed Sale	Dec 30, 2022
Prior Sale	Aug 29, 2022 · Amount on Record
Deed Book / Page	1022 / 14
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 30, 2022
Property Address	10865 LOCH LOMOND CIR, HERNANDO, MS 38632-4200
Document Number	0001022/14
Book / Page	1022 / 14
Map Reference	MB 2 PG 29
Instrument Date	Dec 28, 2022
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3167 NORBROOK DR, MEMPHIS, TN 38116-1614

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7468 VAIDEN RD, HERNANDO, MS 38632-9177

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 29, 2022
Property Address	10865 LOCH LOMOND CIR, HERNANDO, MS 38632-4200
Document Number	001010/101
Book / Page	1010 / 101
Map Reference	MB 2 PG 29
Instrument Date	Aug 18, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 DEER FOOT LN, 169, POPE, MS 38658-7105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3167 NORBROOK DR, MEMPHIS, TN 38116-1614

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$125.00 (-89.26%)	$1,500 (-87%) Land $1,500	$10,000 (-87%) Land $10,000
2023	$1,164.00	$11,535	$76,901 Land $10,000 Building $66,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Loch Lomond Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures