10872 Laxer Cay Loop, San Antonio, FL 33576 Property Records

Pasco County property record for 10872 Laxer Cay Loop, San Antonio, FL 33576

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,828 sqft · built 2021
Lot Size0.189 acres (8,261 sqft)
OwnerIndividual Name on Record
Last Sale$383,795 (May 2021)
Tax Bill$9,839 (2025)
Deeds & MortgagesDec 2022 Line of Credit
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-25-20-0060-01700-0150

Property Details

APN / Parcel Number

Primary APN16-25-20-0060-01700-0150
Alternative APN
  • 4180040

Interior

Full Baths4 Baths
Stories1 Story
Building Area2,828 sqft Living Area
Gross Area3,709 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,261 sqft (0.189 acres)
Garage Area622 sqft
DrivewayDriveway
Driveway Area883 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number4180040
Street Address10872 LAXER CAY LOOP
CitySAN ANTONIO
StateFL
Zip33576-7296
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionMIRADA PARCEL 18-1 PB 79 PG 115 BLOCK 17 LOT 15
Legal Range20E
Legal Township25S
Legal Section16
Legal SubdivisionMIRADA
Legal Tract60
Legal Block17
Legal Lot Number15
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1005
Census Tract32103

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10872 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7296
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
May 10, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2021 · Amount on Record
Deed SaleMay 10, 2021 · Amount on Record
Prior SaleJul 6, 2020 · Amount on Record
Deed Document Number2021095496
Deed Book / Page10343 / 1597
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address10872 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7296
Transaction TypeMortgage
Record UpdatedFeb 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10872 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7296

Mortgage

Document Number0107303391
DateDec 1, 2022
Book Page10730/3391
Instrument2022252830
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueDec 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateMay 10, 2021
Property Address10872 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7296
Document Number0103431597
Book / Page10343 / 1597
Map ReferenceMB 79 PG 115-130
Instrument DateMay 6, 2021
Instrument2021095496
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 3, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,686.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 100, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address10872 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7296

Mortgage

Document Number0103431598
DateMay 10, 2021
Instrument10343/1598
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,839.00 (+4.92%) Homeowner's exemption$410,220 (+5.99%) Land $87,831 Building $322,389$450,137 (+2.42%) Land $87,831 Building $362,306
2023$9,378.00 Additional exemption filed$387,050 Land $57,591 Building $329,459$439,493 Land $57,591 Building $381,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 288 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies288 in force
Nearby Flood Claims5 (2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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