10853 Laxer Cay Loop, San Antonio, FL 33576 Property Records

Pasco County property record for 10853 Laxer Cay Loop, San Antonio, FL 33576

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,820 sqft · built 2021
Lot Size0.179 acres (7,813 sqft)
OwnerIndividual Name on File
Last Sale$395,400 (Aug 2021)
Tax Bill$9,916 (2025)
Deeds & MortgagesNov 2023 Second Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-25-20-0060-01800-0730

Property Details

APN / Parcel Number

Primary APN15-25-20-0060-01800-0730
Alternative APN
  • 41839840

Interior

Full Baths4 Baths
Stories1 Story
Building Area2,820 sqft Living Area
Gross Area3,709 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,813 sqft (0.179 acres)
Garage Area610 sqft
DrivewayDriveway
Driveway Area891 sqft
PorchFinished/Screened Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number41839840
Street Address10853 LAXER CAY LOOP
CitySAN ANTONIO
StateFL
Zip33576-7295
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionMIRADA PARCEL 18-1 PB 79 PG 115 BLOCK 18 LOT 73
Legal Range20E
Legal Township25S
Legal Section15
Legal SubdivisionMIRADA
Legal Tract60
Legal Block18
Legal Lot Number73
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1005
Census Tract32103

Owner

10853 Laxer Cay Loop is owned and occupied by an individual who bought it in August 2021.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Mailing Address10853 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7295
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Aug 5, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2021 · Amount on File
Deed SaleAug 5, 2021 · Amount on File
Prior SaleDec 17, 2020 · Amount on File
Deed Document Number2021165112
Deed Book / Page10408 / 3554
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address10853 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7295
Transaction TypeMortgage
Record UpdatedDec 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10853 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7295

Mortgage

Document Number0109183408
DateNov 17, 2023
Book Page10918/3408
Instrument2023202921
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueNov 1, 2033

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateAug 5, 2021
Property Address10853 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7295
Document Number0104083554
Book / Page10408 / 3554
Map ReferenceMB 79 PG 115-130
Instrument DateJul 30, 2021
Instrument2021165112
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 3, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,767.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 100, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address10853 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7295

Mortgage

Document Number0104083555
DateAug 5, 2021
Instrument10408/3555
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10853 Laxer Cay Loop was $9,916 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,916.00 Homeowner's exemption$414,840 Land $93,867 Building $320,973$455,344 Land $93,867 Building $361,477
2023$9,417.00 (+8.02%) Additional exemption filed$389,370 (+3%) Land $63,987 Building $325,383$442,737 (+17.12%) Land $63,987 Building $378,750
2022$8,718.00 Homeowner's exemption$378,029 Land $53,403 Building $324,626$378,029 Land $53,403 Building $324,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10853 Laxer Cay Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 288 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies288 in force
Nearby Flood Claims5 (2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10853 Laxer Cay Loop is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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