10872 Hetzler Rd, Middletown, OH 45042 Property Records

Preble County property record for 10872 Hetzler Rd, Middletown, OH 45042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1982
Lot Size	1.14 acres (49,789 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2025)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	May 2007 Mortgage Jun 2015 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C07-4333-200-00-008-000`

Property Details

APN / Parcel Number

Primary APN	`C07-4333-200-00-008-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Exterior Material	Stucco
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	49,789 sqft (1.14 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	256 sqft
Deck Area	446 sqft
Patio Area	446 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	10872 HETZLER RD
City	MIDDLETOWN
State	OH
Zip	45042-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W MID PT NE
Jurisdiction	PREBLE OH
Township / Civil Division	GRATIS
Census Block Group	1
Census Block	1038
Census Tract	480100

Owner

10872 Hetzler Rd is owned and occupied by an individual who bought it in July 2025.

Source: Preble County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10872 HETZLER RD, MIDDLETOWN, OH 45042-9501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2007	Deed of Trust, Mortgage UNION SAVINGS BANK
Jun 23, 2015	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 1, 2025	Warranty Deed, Transfer · Conventional Mortgage CLICK N CLOSE INC
Sep 25, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Dec 17, 2024 · Amount on File
Deed Document Number	748
Deed Book / Page	468 / 318
Record Updated	Sep 20, 2026

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	10872 HETZLER RD, MIDDLETOWN, OH 45042-9501
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	MIDLAND TITLE, MIDLAND TITLE SECURITY INC O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00262/1584
Date	May 15, 2007
Book Page	262/1584
Instrument	200700080142

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2037

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	10872 HETZLER RD, MIDDLETOWN, OH 45042-9501
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00351/0817
Date	Jun 23, 2015
Book Page	351/0817
Instrument	201500002670

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	343 Months
Due	Jan 1, 2044

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Jul 1, 2025
Property Address	10872 HETZLER RD, MIDDLETOWN, OH 45042-9501
Document Number	000468/318
Book / Page	468 / 318
Instrument Date	Jun 13, 2025
Instrument	202500002627
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	RED LETTER TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10872 HETZLER RD, MIDDLETOWN, OH 45042-9501

Mortgage

Document Number	202500002628
Date	Jul 1, 2025
Instrument	202500002628

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PREBLE OH
Recording Date	Sep 25, 2023
Property Address	10872 HETZLER RD, MIDDLETOWN, OH 45042-9501
Document Number	000449/909
Book / Page	449 / 909
Instrument Date	Sep 19, 2023
Instrument	202300003792
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 10872 Hetzler Rd was $1,559 with a homeowner's exemption, up 5% from the year before.

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Gratis Township
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00 (+4.98%) Homeowner's exemption	$42,390 (-) Land $6,930 Building $35,460
2024	$1,485.00 (+0.54%)	$42,390 (-) Land $6,930 Building $35,460
2023	$1,477.00	$42,390 (+5.4%) Land $6,930 Building $35,460	$121,100 Land $19,800 Building $101,300
2022	$1,477.00	$40,220 Land $6,930 Building $33,290
2020			$121,100 Land $19,800 Building $101,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10872 Hetzler Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10872 Hetzler Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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