10872 Big Bone Rd, Union, KY 41091 Property Records

Boone County property record for 10872 Big Bone Rd, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,810 sqft · built 2022
Lot Size3.06 acres (133,424 sqft)
OwnerIndividual Name on File
Tax Bill$5,209 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN041.00-03-010.03

Property Details

APN / Parcel Number

Primary APN041.00-03-010.03
Alternative APN
  • 53718

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,810 sqft Finished Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Lot Area133,424 sqft (3.06 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10872 BIG BONE RD
CityUNION
StateKY
Zip41091-8408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10A-2 RESUB OF LOT 10A TEUTONIA ESTATES
Legal SubdivisionTEUTONIA ESTATES
JurisdictionBOONE KY
Township / Civil DivisionWALTON
Census Block Group2
Census Block2004
Census Tract70601

Owner

10872 Big Bone Rd is owned and occupied by an individual.

Source: Boone County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address10872 BIG BONE RD, UNION, KY 41091-8408
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address10872 BIG BONE RD, UNION, KY 41091-8408
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyMILLENNIAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M4613/378
DateJul 8, 2022
Book PageM4613/378
Instrument875024
Lender
NameTHE CREDIT RESOURCE LLC
TypeNon-Lending Institution
AddressFLORENCE, KY 41042
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 10872 Big Bone Rd was $5,209.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,209.00$459,500 Land $80,000 Building $379,500
2024$459,500 (-) Land $80,000 Building $379,500
2023$5,304.00 (+490.65%)$459,500 (+474.38%) Land $80,000 Building $379,500$459,500 (+474.38%) Land $80,000 Building $379,500
2022$898.00$80,000 Land $80,000$80,000 Land $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10872 Big Bone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10872 Big Bone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

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