10800 Big Bone Rd, Union, KY 41091 Property Records

Boone County property record for 10800 Big Bone Rd, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,483 sqft · built 2002
Lot Size12.5 acres (546,809 sqft)
Owner2 Individual Names on Record
Last Sale$8,788 (Nov 2002)
Tax Bill$3,448 (2025)
Deeds & MortgagesFeb 2023 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN041.00-00-038.01

Property Details

APN / Parcel Number

Primary APN041.00-00-038.01
Alternative APN
  • 35745

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,483 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeWood
Lot Area546,809 sqft (12.5 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address10800 BIG BONE RD
CityUNION
StateKY
Zip41091-8408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3.9050 AC ON BIG BONE RD
JurisdictionBOONE KY
Township / Civil DivisionWALTON
Census Block Group2
Census Block2004
Census Tract70601

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address10800 BIG BONE RD, UNION, KY 41091-8408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2002 · Amount on Record
Deed SaleNov 18, 2002 · Amount on Record
Prior SaleJul 5, 2002 · Amount on Record
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address10800 BIG BONE RD, UNION, KY 41091-8408
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10800 BIG BONE RD, UNION, KY 41091-8408

Mortgage

Document Number0M4658/510
DateFeb 3, 2023
Book PageM4658/510
Instrument920832
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term758 Months
DueApr 6, 2086
Interest
Rate TypeAdjustable Rate
Rate7.1%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.1%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,448.00 (+14.78%)$351,000 (-26.26%) Land $60,000 Building $291,000
2024$351,000 (-26.26%) Land $60,000 Building $291,000
2023$3,004.00 (+1.62%)$476,000 (-) Land $185,000 Building $291,000$476,000 (-) Land $185,000 Building $291,000
2022$2,956.00$476,000 Land $185,000 Building $291,000$476,000 Land $185,000 Building $291,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

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