10872 108th St, Largo, FL 33778 Property Records

Pinellas County property record for 10872 108th St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1957
Lot Size0.151 acres (6,578 sqft)
Owner2 Individual Names on Record
Last Sale$158,000 (Dec 2017)
Tax Bill$2,197 (2025)
Deeds & MortgagesDec 2017 Sale & Second Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APNC62-000-750-7257-9

Property Details

APN / Parcel Number

Primary APNC62-000-750-7257-9
Alternative APNs
  • 15-30-15-92142-006-0230
  • 301515921420060230
  • R164561

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area
Gross Area1,340 sqft
1st Floor Area912 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1992
Architectural StyleH-Shape
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,578 sqft (0.151 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeCarport
Garage Area170 sqft
CarportCarport
Carport Area170 sqft
PorchSlab
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR164561
Street Address10872 108TH ST
CityLARGO
StateFL
Zip33778-3323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionTROPICAL GROVES UNIT 4 BLK F, LOT 23
Legal Range15E
Legal Township30S
Legal Section15
Legal SubdivisionTROPICAL GROVES UNIT 4
Legal Tract92142
Legal BlockF
Legal Lot Number23
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group1
Census Block1001
Census Tract25114

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10872 108TH ST, LARGO, FL 33778-3323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2017Warranty Deed, Transfer · Stand-Alone Second Mortgage
EVERETT FINANCIAL INCODBA SUPREME L
Aug 17, 2017Warranty Deed, Transfer
ASSURE TITLE, ASSURE TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2017 · Amount on Record
Deed SaleDec 15, 2017 · Amount on Record
Prior SaleAug 17, 2017 · Amount on Record
Deed Document Number2017381983
Deed Book / Page19877 / 960
Record UpdatedOct 29, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 15, 2017
Property Address10872 108TH ST, SEMINOLE, FL 33778-3323
Document Number0198770960
Book / Page19877 / 0960
Map ReferenceMB44 PG8
Instrument DateDec 1, 2017
Instrument2017381983
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,106.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 3832, SEMINOLE, FL 33775-3832

Transferred To (Grantee/Buyer)

NameVerified Name
Address10872 108TH ST, LARGO, FL 33778-3323

Mortgage

Document Number2017381985
DateDec 15, 2017
Instrument2017381985
Lender
NameEVERETT FINANCIAL INCODBA SUPREME L
TypeNon-Lending Institution
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0198770961
DateDec 15, 2017
Book Page19877/0961
Instrument2017381984
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
Term361 Months
DueJan 1, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 17, 2017
Property Address10872 108TH ST, SEMINOLE, FL 33778-3323
Document Number0197441333
Book / Page019744 / 001333
Instrument DateAug 15, 2017
Instrument257466
Transaction TypeTransfer
Record UpdatedSep 7, 2017
Title CompanyASSURE TITLE, ASSURE TITLE LLC

Transaction

AmountAmount Recorded
Tax$679.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3832 SEMINOLE FL 337753832, SEMINOLE, FL 33775-3832

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,197.00 (+11.41%) Homeowner's exemption$158,763 (+5.99%)$254,447 (+2.72%) Land $114,729 Building $139,718
2023$1,972.00 (+3.19%) Homeowner's exemption$149,795 (+3%)$247,719 (+14.97%) Land $136,381 Building $111,338
2022$1,911.00 Homeowner's exemption$145,432$215,461 Land $131,378 Building $84,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1983–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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