10854 108th St, Largo, FL 33778 Property Records

Pinellas County property record for 10854 108th St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details1 ba · 871 sqft · built 1957
Lot Size0.151 acres (6,573 sqft)
OwnerIndividual Name on File
Tax Bill$1,494 (2025)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-750-7255-3

Property Details

APN / Parcel Number

Primary APNC62-000-750-7255-3
Alternative APNs
  • 15-30-15-92142-006-0210
  • 301515921420060210
  • R164559

Interior

Full Baths1 Bath
Stories1 Story
Building Area871 sqft Living Area
Gross Area1,276 sqft
1st Floor Area871 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1984
Architectural StyleH-Shape
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,573 sqft (0.151 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeCarport
Garage Area180 sqft
CarportCarport
Carport Area180 sqft
PorchScreened/Unfinished Porch
Porch Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR164559
Street Address10854 108TH ST
CityLARGO
StateFL
Zip33778-3323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionTROPICAL GROVES UNIT 4 BLK F, LOT 21
Legal Range15E
Legal Township30S
Legal Section15
Legal SubdivisionTROPICAL GROVES UNIT 4
Legal Tract92142
Legal BlockF
Legal Lot Number21
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group1
Census Block1001
Census Tract25114

Owner

10854 108th St is owned and occupied by an individual who acquired it in December 2013.

Source: Pinellas County records, as of December 2, 2025

Owner of RecordIndividual Name on File
Mailing Address10854 108TH ST, LARGO, FL 33778-3323
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 17, 2013
Transfer Doc0182620053
Record UpdatedJun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateDec 29, 2023
Property Address10854 108TH ST, SEMINOLE, FL 33778-3323
Document Number0226652628
Book / Page22665 / 2628
Map ReferenceMB 44 PG 8
Instrument DateDec 22, 2023
Instrument2023329775
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyABI ROAD LAND AND TITLE LLC, ABI ROAD LAND & TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1280 PINE ST, LARGO, FL 33770-4218

Transferred To (Grantee/Buyer)

NameVerified Name
Address10854 108TH ST, LARGO, FL 33778-3323

Mortgage

Document Number0226652630
DateDec 29, 2023
Instrument22665/2630
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 10854 108th St was $1,494 with a homeowner's exemption, up 8.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,494.00 (+8.1%) Homeowner's exemption$119,885$243,596 Land $116,289 Building $127,307
2024$1,382.00 (+4.07%)
2023$1,328.00 (+3.83%) Homeowner's exemption$113,113 (+3%)$201,019 (+12.97%) Land $132,211 Building $68,808
2022$1,279.00 Homeowner's exemption$109,818$177,933 Land $126,009 Building $51,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10854 108th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1983–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10854 108th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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