10870 Heath Rd, Willoughby, OH 44094 Property Records

Lake County property record for 10870 Heath Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 1963
Lot Size1.21 acres (52,708 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Feb 2021)
Tax Bill$7,013 (2023)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-A-033-A-00-010-0

Property Details

APN / Parcel Number

Primary APN20-A-033-A-00-010-0
Alternative APN
  • E 16

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
1st Floor Area1,196 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area52,708 sqft (1.21 acres)
Garage Area468 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Patio Area180 sqft
Shed1 Shed
Shed Area208 sqft
Canopy180 sqft
Lean-To130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberE 16
Street Address10870 HEATH RD
CityWILLOUGHBY
StateOH
Zip44094-5186
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 97 TRACT 3
Legal SubdivisionDEWEY SUBDIVISION
Legal Tract3
Legal Lot Number10
JurisdictionLAKE OH
Township / Civil DivisionKIRTLAND
Census Block Group1
Census Block1021
Census Tract206400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10870 HEATH RD, KIRTLAND, OH 44094-5186
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2021 · Amount on Record
Deed SaleFeb 1, 2021 · Amount on Record
Prior SaleAug 25, 2009
Deed Document Number459509
Record UpdatedJun 7, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionLAKE OH
Recording DateFeb 1, 2021
Property Address10870 HEATH RD, WILLOUGHBY, OH 44094-5186
Document Number0000003495
Map ReferenceVOL K G 57
Instrument DateJan 14, 2021
Instrument2021R003495
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10870 HEATH RD, KIRTLAND, OH 44094-5186
InvestorPossibly a Property Investor

Mortgage

Document Number0000003496
DateFeb 1, 2021
Instrument2021R003496
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityKirtland City
Unified School DistrictKirtland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,013.00 (+101%) Homeowner's exemption$66,970 (-) Land $30,180 Building $36,790
2022$3,489.00 Homeowner's exemption$66,970 Land $30,180 Building $36,790
2021$191,360 Land $86,240 Building $105,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1978–2006)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Heath Rd

Nearby Streets

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