10821 Heath Rd, Willoughby, OH 44094 Property Records

Lake County property record for 10821 Heath Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,880 sqft · built 1974
Lot Size	3.28 acres (142,877 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2010)
Tax Bill	$10,460 (2023)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`20-A-033-0-00-032-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-033-0-00-032-0`
Alternative APN	`E 4`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,296 sqft
Basement Area	1,104 sqft
Finished Basement	624 sqft
Unfinished Basement	480 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1974
Architectural Style	Split Level
Exterior Material	Wood Siding
Lot Area	142,877 sqft (3.28 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	E 4
Street Address	10821 HEATH RD
City	WILLOUGHBY
State	OH
Zip	44094-5187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 97 TRACT 3
Legal Subdivision	KIRTLAND 03
Legal Tract	3
Legal Lot Number	97 94
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	1
Census Block	1010
Census Tract	206400

Owner

10821 Heath Rd is owned and occupied by an individual who bought it in July 2010.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10821 HEATH RD, KIRTLAND, OH 44094-5187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2010 · Amount on File
Deed Sale	Jul 21, 2010 · Amount on File
Prior Sale	Nov 23, 1994 · Amount on File
Deed Document Number	2039
Record Updated	Jun 7, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	10821 HEATH RD, KIRTLAND, OH 44094-5187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010997
Date	May 4, 2018
Instrument	2018R010997

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,460.00 (+120.35%) Homeowner's exemption Senior Citizen's exemption	$99,890 (-) Land $40,790 Building $59,100
2022	$4,747.00 Homeowner's exemption Senior Citizen's exemption	$99,890 Land $40,790 Building $59,100
2021			$285,400 Land $116,550 Building $168,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10821 Heath Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10821 Heath Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Heath Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures