Washoe County property record for 10870 Birch St, Reno, NV 89506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,108 sqft · built 1985 |
| Lot Size | 1.04 acres (45,564 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $505,000 (Mar 2024) |
| Tax Bill | $2,792 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-271-13 |
| Primary APN | 080-271-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,108 sqft Living Area |
| 1st Floor Area | 2,108 sqft |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 45,564 sqft (1.04 acres) |
| Garage Type | Mixed |
| Garage Area | 1,034 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 292 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 177391 |
|---|---|
| Old Parcel Number | 08027103 |
| Street Address | 10870 BIRCH ST |
| City | RENO |
| State | NV |
| Zip | 89506-9051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDS |
| Legal Description | PM 3979 LT A |
| Legal Range | 19 |
| Legal Township | 21 |
| Legal Section | 26 |
| Legal Subdivision | HEPPNER SUBDIVISION 1 |
| Legal Lot Number | A |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | NORTH VALLEYS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 2618 |
Source: Washoe County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10870 BIRCH ST, RENO, NV 89506-9051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Mar 25, 2024 | Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Feb 24, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Jun 20, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2024 · Amount on Record |
| Deed Sale | Mar 25, 2024 · Amount on Record |
| Prior Sale | Feb 24, 2023 · Amount on Record |
| Deed Document Number | 5444189 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 10870 BIRCH ST, RENO, NV 89506-9051 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Name | Verified Name |
|---|---|
| Address | 10870 BIRCH ST, RENO, NV 89506-9051 |
| Investor | Possibly a Property Investor |
| Document Number | 0005584939 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 5584939 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Mar 25, 2024 |
| Property Address | 10870 BIRCH ST, RENO, NV 89506-9051 |
| Document Number | 0005444189 |
| Map Reference | DOC 2818674 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 5444189 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE COMPANY NV |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,845.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10870 BIRCH ST, RENO, NV 89506-9051 |
| Investor | Possibly a Property Investor |
| Document Number | 0005444190 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 5444190 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Feb 24, 2023 |
| Property Address | 10870 BIRCH ST, RENO, NV 89506-9051 |
| Document Number | 0005364860 |
| Map Reference | DOC 2818674 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 5364860 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL NDTS REO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,988.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2711 N HASKELL AVE STE 2100, 2100, DALLAS, TX 75204-2933 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15483 W JACKSON ST, GOODYEAR, AZ 85338-3376 |
| Document Number | 0005364861 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 5364861 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jun 20, 2018 |
| Property Address | 10870 BIRCH ST, RENO, NV 89506-9051 |
| Document Number | 0004824874 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 4824874 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 5, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,571.87 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 3701 REGENT BLVD IRVING TX 750632312, IRVING, TX 75063-2312 |
| Investor | Possibly a Property Investor |
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,792.00 (+17.56%) | $93,241 (+6.94%) Land $37,975 Building $55,266 | $266,404 (+6.94%) Land $108,500 Building $157,904 |
| 2023 | $2,375.00 | $87,193 Land $33,075 Building $54,118 | $249,122 Land $94,500 Building $154,622 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 13 (1991–2017) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 70% of Nevada |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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