1087 Maple St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 1087 Maple St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,169 sqft · built 1974
Lot Size	0.35 acres (15,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,000 (Aug 1999)
Tax Bill	$1,023 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11 28 1 50`

Property Details

APN / Parcel Number

Primary APN	`11 28 1 50`
Alternative APN	`108683`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,169 sqft Heated Area
Gross Area	1,345 sqft
1st Floor Area	1,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,251 sqft (0.35 acres)
Lot Dimensions	151 ft deep x 101 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	108683
Street Address	1087 MAPLE ST
City	GRANITE FALLS
State	NC
Zip	28630-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1274 PG 862 YR 1999 ST114.00
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	1
Census Block	1016
Census Tract	31401

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1087 MAPLE ST, GRANITE FALLS, NC 28630-9211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 1999 · Amount on Record
Deed Sale	Aug 27, 1999 · Amount on Record
Deed Book / Page	1274 / 862
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Recording Date	Jul 16, 2026
Property Address	1087 MAPLE ST, GRANITE FALLS, NC 28630-9211
Document Number	0010121031
Book / Page	2170 / 1063
Instrument Date	Jul 10, 2026
Instrument	202610121031
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 MAPLE ST, GRANITE FALLS, NC 28630-9211

Mortgage

Document Number	0010121031,
Date	Jul 16, 2026
Book Page	2170/1063
Instrument	202610121031

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,023.00 (-4.48%)	$153,400 (-) Land $12,500 Building $140,900
2025	$1,071.00 (+67.61%)	$153,400 (+96.67%) Land $12,500 Building $140,900	$153,400 (+96.67%) Land $12,500 Building $140,900
2023		$78,000 (-) Land $12,500 Building $65,500	$78,000 (-) Land $12,500 Building $65,500
2022	$639.00	$78,000 Land $12,500 Building $65,500	$78,000 Land $12,500 Building $65,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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