1076 Maple St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 1076 Maple St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1973
Lot Size	0.721 acres (31,400 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jun 2023)
Tax Bill	$1,119 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11 28 1 49`

Property Details

APN / Parcel Number

Primary APN	`11 28 1 49`
Alternative APNs	`177850` `30914`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	2,432 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,400 sqft (0.721 acres)
Lot Dimensions	314 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	177850
Street Address	1076 MAPLE ST
City	GRANITE FALLS
State	NC
Zip	28630-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2085 PG 2006 YR 2023 ST 280.00
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	1
Census Block	1018
Census Tract	31401

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1076 MAPLE ST, GRANITE FALLS, NC 28630-9212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · USDA Mortgage NEIGHBORS BANK
Jun 12, 2023	Warranty Deed, Transfer · USDA Mortgage NEIGHBORS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	202310085416
Deed Book / Page	2085 / 2006
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 12, 2023
Property Address	1076 MAPLE ST, GRANITE FALLS, NC 28630-9212
Document Number	0020852006
Book / Page	2085 / 2006
Instrument Date	Jun 5, 2023
Instrument	10085416
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 PINEHURST DR, CANTON, MI 48188-1095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 MAPLE ST, GRANITE FALLS, NC 28630-9212

Mortgage

Document Number	0010085417
Date	Jun 12, 2023
Instrument	10085417

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 12, 2023
Property Address	1076 MAPLE ST, GRANITE FALLS, NC 28630-9212
Document Number	0020852006
Book / Page	2085 / 2006
Instrument Date	Jun 5, 2023
Instrument	10085416
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 PINEHURST DR, CANTON, MI 48188-1095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 MAPLE ST, GRANITE FALLS, NC 28630-9212

Mortgage

Document Number	0010085417
Date	Jun 12, 2023
Instrument	10085417

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,119.00 (+84.65%)	$135,700 (+79.5%) Land $14,000 Building $121,700	$135,700 (+79.5%) Land $14,000 Building $121,700
2023		$75,600 (-) Land $14,000 Building $61,600	$75,600 (-) Land $14,000 Building $61,600
2022	$606.00	$75,600 Land $14,000 Building $61,600	$75,600 Land $14,000 Building $61,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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