1087 E Grand Ave, Fruita, CO 81521 Property Records

Mesa County property record for 1087 E Grand Ave, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,344 sqft · built 1973
Lot Size	0.418 acres (18,225 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Sep 2020)
Tax Bill	$2,513 (2025)
Deeds & Mortgages	May 2023 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2697-174-20-007`

Property Details

APN / Parcel Number

Primary APN	`2697-174-20-007`
Alternative APN	`R012808`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,225 sqft (0.418 acres)
Lot Dimensions	135 ft deep x 135 ft wide
Garage Type	Detached
Garage Area	713 sqft
Porch	Open/Unfinished Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R012808
Street Address	1087 E GRAND AVE
City	FRUITA
State	CO
Zip	81521-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 27-28-29-30 + 31 INC BLK 16 TOWN OF CLEVELAND + ALSO VACATED STREET ADJ AS PER ORD NO 367
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	TOWN OF CLEVELAND
Legal Block	16
Legal Lot Number	27-28
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	4
Census Block	4037
Census Tract	1504

Owner

1087 E Grand Ave is owned and occupied by two individuals who bought it in September 2020.

Source: Mesa County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1087 E GRAND AVE, FRUITA, CO 81521-3110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Aug 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Aug 19, 2008 · Amount on File
Deed Document Number	20202942720
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	1087 E GRAND AVE, FRUITA, CO 81521-3110
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003064198
Date	May 19, 2023
Instrument	3064198

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	1087 E GRAND AVE, FRUITA, CO 81521-3110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002890574
Date	Aug 12, 2019
Instrument	2890574

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Sep 15, 2020
Property Address	1087 E GRAND AVE, FRUITA, CO 81521-3110
Document Number	0002942720
Instrument Date	Sep 11, 2020
Instrument	2942720
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1087 E GRAND AVE, 1087, FRUITA, CO 81521-3110

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1087 E GRAND AVE, FRUITA, CO 81521-3110

Mortgage

Document Number	0002942721
Date	Sep 15, 2020
Instrument	2942721

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1087 E Grand Ave was $2,513, up 4.8% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,513.00 (+4.84%)	$30,160 (+3.18%) Land $9,380 Building $20,780	$482,460 Land $150,000 Building $332,460
2024	$2,397.00 (+0.55%)	$29,230 (-) Land $9,820 Building $19,410
2023	$2,384.00 (+17.96%)	$29,230 (+19.89%) Land $9,820 Building $19,410	$436,230 Land $146,530 Building $289,700
2022	$2,021.00	$24,380 Land $5,210 Building $19,170
2021			$350,820 Land $75,000 Building $275,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1087 E Grand Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1087 E Grand Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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