1087 Cunningham Dr, Victor, NY 14564 Property Records

Ontario County and Victor Town property record for 1087 Cunningham Dr, Victor, NY 14564

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,365 sqft · built 1986
Lot Size	0.015 acres (672 sqft)
Owner	Individual Name on Record
Last Sale	$95,900 (Dec 2013)
Tax Bill	$3,433 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2023 Mortgage + 1 more
APN	`VICWDS 269`

Property Details

APN / Parcel Number

Primary APN	`VICWDS 269`
Alternative APN	`324889 29.37-2-23.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,365 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	693 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	672 sqft (0.015 acres)
Lot Dimensions	32 ft deep x 21 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	VICWDS 269
Street Address	1087 CUNNINGHAM DR
City	VICTOR
State	NY
Zip	14564-9521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MD
Legal Description	21X32 L-269 PH III
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	ONTARIO NY
Township / Civil Division	VICTOR
Census Block Group	2
Census Block	2008
Census Tract	50103

Owner

Source: Ontario County and Victor Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1087 CUNNINGHAM DR, VICTOR, NY 14564-9521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jan 23, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Mar 22, 2019	Deed of Trust, Mortgage · Balloon Mortgage ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2013 · Amount on Record
Deed Sale	Dec 20, 2013 · Amount on Record
Prior Sale	Aug 25, 1998 · Amount on Record
Deed Book / Page	1309 / 313
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	1087 CUNNINGHAM DR, VICTOR, NY 14564-9521
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003334/145
Date	Sep 30, 2025
Book Page	3334/145
Instrument	202509300022

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	1087 CUNNINGHAM DR, VICTOR, NY 14564-9521
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003201/628
Date	Jan 23, 2023
Book Page	3201/628
Instrument	202301230001

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	1087 CUNNINGHAM DR, VICTOR, NY 14564-9521
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002875/78
Date	Mar 22, 2019
Book Page	2875/78

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ontario County and Victor Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Victor Town
Unified School District	Victor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,433.00 (+51.63%) Homeowner's exemption
2025	$2,264.00	$109,000 (-) Land $30,000 Building $79,000	$162,700 (+17.9%) Land $44,780 Building $117,920
2023		$109,000 Land $30,000 Building $79,000	$138,000 Land $37,982 Building $100,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA - GENEVA serves 8,532 people · EPA ID NY3404515
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb
Copper	13 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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