1084 Cunningham Dr, Victor, NY 14564 Property Records

Ontario County and Victor Town property record for 1084 Cunningham Dr, Victor, NY 14564

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,372 sqft · built 1987
Lot Size	0.025 acres (1,117 sqft)
Owner	2 Trust Names on Record
Last Sale	$168,000 (May 2023)
Tax Bill	$2,555 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2023 Transfer + 2 more
APN	`VICWDS 277`

Property Details

APN / Parcel Number

Primary APN	`VICWDS 277`
Alternative APNs	`324889 29.37-2-10.000` `48890290370002010000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,372 sqft Living Area
1st Floor Area	808 sqft
2nd Floor Area	564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	1,117 sqft (0.025 acres)
Lot Dimensions	38 ft deep x 29.4 ft wide
Garage Type	Attached
Garage Area	192 sqft
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	VICWDS 277
Street Address	1084 CUNNINGHAM DR
City	VICTOR
State	NY
Zip	14564-9521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MD
Legal Description	29.4X38IR L277 PHIII
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	ONTARIO NY
Township / Civil Division	VICTOR
Census Block Group	2
Census Block	2008
Census Tract	50103

Owner

Source: Ontario County and Victor Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1084 CUNNINGHAM DR, VICTOR, NY 14564-9521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit ESL FCU
Aug 1, 2023	Quit Claim Deed, Transfer Quitclaim
May 3, 2023	Warranty Deed, Transfer
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Deed Document Number	2023293
Deed Book / Page	1517 / 599
Last Transfer Date	Jul 27, 2023
Transfer Doc	001522/745
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	1084 CUNNINGHAM DR, VICTOR, NY 14564-9521
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003332/727
Date	Sep 22, 2025
Book Page	3332/727
Instrument	202509220224

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONTARIO NY
Recording Date	Aug 1, 2023
Property Address	1084 CUNNINGHAM DR, VICTOR, NY 14564-9521
Document Number	001522/745
Book / Page	1522 / 745
Instrument Date	Jul 27, 2023
Instrument	202308010230
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	May 3, 2023
Property Address	1084 CUNNINGHAM DR, VICTOR, NY 14564-9521
Document Number	001517/599
Book / Page	1517 / 599
Instrument Date	May 1, 2023
Instrument	202305030293
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	1084 CUNNINGHAM DR, VICTOR, NY 14564-9521
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003138/715
Date	Feb 9, 2022
Book Page	3138/715
Instrument	202202090059

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ontario County and Victor Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Victor Town
Unified School District	Victor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,555.00	$123,000 (-) Land $30,000 Building $93,000	$183,600 (+17.92%) Land $44,780 Building $138,820
2023		$123,000 (-) Land $30,000 Building $93,000	$155,700 (+12.66%) Land $37,976 Building $117,724
2022		$123,000 Land $30,000 Building $93,000	$138,200 Land $33,707 Building $104,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA - GENEVA serves 8,532 people · EPA ID NY3404515
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb
Copper	13 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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