Cass County property record for 10869 Gull River Rd, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,488 sqft · built 1975 |
| Lot Size | 39.3 acres (1,714,086 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Jul 2026) |
| Tax Bill | $2,910 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Sale + 2 more |
| APN | 87-021-1401 |
| Primary APN | 87-021-1401 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,488 sqft Base Area |
| 1st Floor Area | 1,488 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,714,086 sqft (39.3 acres) |
| Lot Dimensions | 300 ft deep x 1 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 304 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 45746 |
|---|---|
| Street Address | 10869 GULL RIVER RD |
| City | BRAINERD |
| State | MN |
| Zip | 56401-3175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE NE LESS 1 AC |
| Legal Range | 29 |
| Legal Township | 134 |
| Legal Section | 21 |
| Jurisdiction | CASS MN |
| Township / Civil Division | EAST GULL LAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 960801 |
Source: Cass County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10869 GULL RIVER RD, BRAINERD, MN 56401-3175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK |
| Jul 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 1, 2026 | Deed, Transfer EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Feb 9, 2026 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Apr 1, 2026 · Amount on Record |
| Deed Document Number | 2026722840 |
| Prior Transfer Date | Jun 23, 2026 |
| Prior Transfer Doc | 0000722839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Jul 21, 2026 |
| Property Address | 10869 GULL RIVER RD, BRAINERD, MN 56401-3175 |
| Document Number | 0000722840 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026722840 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10869 GULL RIVER RD, BRAINERD, MN 56401-3175 |
| Document Number | 0000722840, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 2026722840 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Jun 23, 2033 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Jul 21, 2026 |
| Property Address | 10869 GULL RIVER RD, BRAINERD, MN 56401-3175 |
| Document Number | 0000722839 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026722839 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 18441 THEATER RD, BRAINERD, MN 56401-6827 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Apr 1, 2026 |
| Property Address | 10869 GULL RIVER RD, BRAINERD, MN 56401-3175 |
| Document Number | 0000719671 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026719671 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $233,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 18441 THEATER RD, BRAINERD, MN 56401-6827 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Feb 9, 2026 |
| Property Address | 10869 GULL RIVER RD, EAST GULL LAKE, MN 56401-3175 |
| Document Number | A000718482 |
| Instrument Date | Feb 3, 2026 |
| Instrument | A000718482 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10869 GULL RIVER RD, EAST GULL LAKE, MN 56401-3175 |
Source: Cass County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cass County |
| Municipality | East Gull Lake City |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,910.00 (+13.05%) Homeowner's exemption | ||
| 2025 | $2,574.00 (+19.83%) | $509,100 (+11.57%) Land $282,400 Building $226,700 | $509,100 (+11.57%) Land $282,400 Building $226,700 |
| 2024 | $456,300 (+22.23%) Land $238,300 Building $218,000 | $456,300 (+22.23%) Land $238,300 Building $218,000 | |
| 2023 | $2,148.00 | ||
| 2022 | $373,300 Land $176,700 Building $196,600 | $373,300 Land $176,700 Building $196,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 66% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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