10866 S Sky Kristen Loop, Vail, AZ 85641 Property Records

Pima County property record for 10866 S Sky Kristen Loop, Vail, AZ 85641

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,591 sqft · built 2002
Lot Size	0.181 acres (7,862 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Aug 2022)
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`305-04-3910`

Property Details

APN / Parcel Number

Primary APN	`305-04-3910`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,591 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Roof Material	Tile
Lot Area	7,862 sqft (0.181 acres)
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10866 S SKY KRISTEN LOOP
City	VAIL
State	AZ
Zip	85641-6287
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP
Legal Description	RANCHO DEL LAGO LOT 0377
Legal Range	16E
Legal Township	16S
Legal Section	10
Legal Subdivision	RANCHO DEL LAGO
Legal Lot Number	377
Jurisdiction	PIMA AZ
Township / Civil Division	TUCSON
Census Block Group	2
Census Block	2006
Census Tract	4082

Owner

Source: Pima County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9525 E VICKS PL, TUCSON, AZ 85748
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TUCSON FCU
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 30, 2021	Warranty Deed, Transfer · FHA Mortgage V I P MORTGAGE INC
Dec 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage HUGHES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	2022651
Prior Transfer Date	Oct 14, 2010
Prior Transfer Doc	0002070593
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Recording Date	Sep 8, 2026
Property Address	10866 S SKY KRISTEN LOOP, VAIL, AZ 85641-6287
Document Number	0000000214
Instrument Date	Sep 1, 2026
Instrument	2026214
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10866 S SKY KRISTEN LOOP, VAIL, AZ 85641-6287

Mortgage

Document Number	0000000214,
Date	Sep 8, 2026
Instrument	2026214

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	10866 S SKY KRISTEN LOOP, VAIL, AZ 85641-6287
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10866 S SKY KRISTEN LOOP, VAIL, AZ 85641-6287

Mortgage

Document Number	0002290558
Date	Aug 17, 2023
Instrument	20232290558

Lender

Name	TUCSON FCU
Type	Credit Union
Address	TUCSON, AZ 85733

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Aug 30, 2022
Property Address	10866 S SKY KRISTEN LOOP, VAIL, AZ 85641-6287
Document Number	0002420651
Map Reference	MB 54 PG 96
Instrument Date	Aug 17, 2022
Instrument	20222420651
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	STEWART TITLE & TR OF TUCSON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10866 S SKY KRISTEN LOOP, VAIL, AZ 85641-6287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10866 S SKY KRISTEN LOOP, VAIL, AZ 85641-6287

Mortgage

Document Number	0002420652
Date	Aug 30, 2022
Instrument	20222420652

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	TUCSON, AZ 85712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Nov 30, 2021
Property Address	10866 S SKY KRISTEN LOOP, VAIL, AZ 85641-6287
Document Number	0003340182
Map Reference	MB 54 PG 96
Instrument Date	Nov 17, 2021
Instrument	20213340182
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CATALINA TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8401 S KOLB RD UNIT 319, 319, TUCSON, AZ 85756-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10866 S SKY KRISTEN LOOP, VAIL, AZ 85641-6287

Mortgage

Document Number	0003340183
Date	Nov 30, 2021
Instrument	20213340183

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	10866 S SKY KRISTEN LOOP, VAIL, AZ 85641-6287
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003631018
Date	Dec 28, 2020
Instrument	20203631018

Lender

Name	HUGHES FCU
Type	Credit Union
Address	TUCSON, AZ 85734

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pima County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pima County
Unified School District	Vail Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,210 (-18.77%)	$300,410 (-3.21%)
2025	$3,488.00 (+9.2%)
2024		$31,036	$310,361
2023	$3,194.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAIL WATER COMPANY private · serves 17,500 people · EPA ID AZ0410041
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Hawk Networks Fixed Wireless	900 / 900
Simply Bits Fixed Wireless	100 / 30

May also be available: Bluespan Wireless, T-Mobile, Verizon.

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