10889 S Sky Kristen Loop, Vail, AZ 85641 Property Records

Pima County property record for 10889 S Sky Kristen Loop, Vail, AZ 85641

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,045 sqft · built 2001
Lot Size	0.18 acres (7,834 sqft)
Owner	2 Company Names on Record
Last Sale	$312,000 (Feb 2020)
Tax Bill	$3,564 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`305-04-4000`

Property Details

APN / Parcel Number

Primary APN	`305-04-4000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,045 sqft Living Area
1st Floor Area	2,045 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Combination
Roof Material	Tile
Lot Area	7,834 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Pool Area	300 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10889 S SKY KRISTEN LOOP
City	VAIL
State	AZ
Zip	85641-6266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP
Legal Description	RANCHO DEL LAGO LOT 0386
Legal Range	16E
Legal Township	16S
Legal Section	10
Legal Subdivision	RANCHO DEL LAGO
Legal Lot Number	386
Jurisdiction	PIMA AZ
Township / Civil Division	TUCSON
Census Block Group	2
Census Block	2014
Census Tract	4082

Owner

Source: Pima County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10889 S SKY KRISTEN LOOP, VAIL, AZ 85641-6266
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 25, 2020	Warranty Deed, Transfer · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	Feb 7, 2014 · Amount on Record
Deed Document Number	2020560786
Prior Transfer Date	Nov 1, 2001
Prior Transfer Doc	0002200855
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	10889 S SKY KRISTEN LOOP, VAIL, AZ 85641-6266
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10889 S SKY KRISTEN LOOP, VAIL, AZ 85641-6266

Mortgage

Document Number	0002220311
Date	Aug 10, 2021
Instrument	20212220311

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Feb 25, 2020
Property Address	10889 S SKY KRISTEN LOOP, VAIL, AZ 85641-6266
Document Number	0000560786
Instrument Date	Feb 18, 2020
Instrument	560786
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	LONG TITLE AGENCY INC, LONG TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10889 S SKY KRISTEN LOOP VAIL AZ 856416266, VAIL, AZ 85641-6266

Mortgage

Document Number	560787
Date	Feb 25, 2020
Instrument	560787

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Tax Assessment & Valuation

Source: Pima County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pima County
Unified School District	Vail Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,760 (-19.22%)	$309,142 (-3.06%)
2025	$3,564.00 (+9.19%)
2024		$31,890	$318,900
2023	$3,264.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAIL WATER COMPANY private · serves 17,500 people · EPA ID AZ0410041
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Hawk Networks Fixed Wireless	900 / 900
Simply Bits Fixed Wireless	100 / 30

May also be available: Bluespan Wireless, T-Mobile, Verizon.

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