10865 Barnes Rd, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 10865 Barnes Rd, Eaton Rapids, MI 48827

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,892 sqft · built 1996
Lot Size1.43 acres (62,291 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Apr 2024)
Tax Bill$5,101 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Nov 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN12002640009000

Property Details

APN / Parcel Number

Primary APN12002640009000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,892 sqft Living Area
1st Floor Area1,876 sqft
Basement Area1,876 sqft
Unfinished Basement1,876 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area62,291 sqft (1.43 acres)
Garage Area864 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10865 BARNES RD
CityEATON RAPIDS
StateMI
Zip48827-8253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLA
Legal DescriptionCOM 625.02 FT W OF SE COR SEC.26, W 208.34 FT TO W LINE OF E 50 ACRES OF SE 1/4 N 300 FT, E 208.21 FT, S 01DEG 09MIIN 29SEC E 300 FT TO BEG. SEC.26, T2N,R3W, EATON RAPIDS TWP 1994
Legal Range03W
Legal Township02N
Legal Section26
JurisdictionEATON MI
Township / Civil DivisionEATON RAPIDS
Census Block Group2
Census Block2000
Census Tract21301

Owner

10865 Barnes Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Eaton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10865 BARNES RD, EATON RAPIDS, MI 48827-8253
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2024Warranty Deed, Transfer · Conventional Mortgage
THE DART BANK
Nov 10, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 8, 2020Warranty Deed, Transfer · FHA Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2024 · Amount on File
Deed SaleApr 10, 2024 · Amount on File
Prior SaleJan 8, 2020 · Amount on File
Deed Book / Page3087 / 1160
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateApr 10, 2024
Property Address10865 BARNES RD, EATON RAPIDS, MI 48827-8253
Document Number03087/1160
Book / Page3087 / 1160
Instrument DateMar 26, 2024
Transaction TypeTransfer
Record UpdatedApr 24, 2024
Title CompanyTRANSNATION TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10865 BARNES RD, EATON RAPIDS, MI 48827-8253

Transferred To (Grantee/Buyer)

NameVerified Name
Address9921 BUNKER HWY, EATON RAPIDS, MI 48827-9389

Mortgage

Document Number0030871163
DateApr 10, 2024
Instrument3087-1163
Lender
NameTHE DART BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2054

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address10865 BARNES RD, EATON RAPIDS, MI 48827-8253
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10865 BARNES RD, EATON RAPIDS, MI 48827-8253

Mortgage

Document Number02967/1014
DateNov 10, 2021
Book Page2967/1014
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueOct 7, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateJan 8, 2020
Property Address10865 BARNES RD, EATON RAPIDS, MI 48827-8253
Document Number02822/1082
Book / Page2822 / 1082
Instrument DateDec 23, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyBELL TITLE AGENCY/OKEMOS, BELL TITLE AGENCY OF OKEMOS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,451.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address10865 BARNES RD, 10865, EATON RAPIDS, MI 48827-8253

Transferred To (Grantee/Buyer)

NameVerified Name
Address1802 ELDON GRV, LANSING, MI 48917-9761

Mortgage

Document Number0028221084
DateJan 8, 2020
Instrument2822/1084
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10865 Barnes Rd was $5,101 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
County SubdivisionEaton Rapids Township
Unified School DistrictEaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,600$337,478 Land $31,935 Building $305,543
2025$5,101.00
2023$147,800$295,600
2022$3,716.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10865 Barnes Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1999–2004)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10865 Barnes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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