Saginaw County property record for 10863 Canada Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1973 |
| Lot Size | 9.76 acres (425,146 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Oct 2024) |
| Tax Bill | $4,128 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-15-4005-001 |
| Primary APN | 05-10-6-15-4005-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 425,146 sqft (9.76 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | Deck Area |
| Patio Area | 448 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10863 CANADA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | E 330 FT OF W 660 FT OF SE 1/4 OF SE 1/4 10.01 ACRES SEC 15 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 15 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 13100 |
10863 Canada Rd is owned and occupied by two individuals who bought it in October 2024.
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10863 CANADA RD, BIRCH RUN, MI 48415-9708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FRANKENMUTH CU |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU |
| Jun 28, 2018 | Warranty Deed, Transfer · Conventional with PMI FRANKENMUTH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2024 · Amount on File |
| Deed Sale | Oct 9, 2024 · Amount on File |
| Prior Sale | Jun 28, 2018 · Amount on File |
| Deed Document Number | 202422933 |
| Prior Transfer Date | Aug 20, 2021 |
| Prior Transfer Doc | 2021029195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 7, 2021 |
| Property Address | 10863 CANADA RD, BIRCH RUN, MI 48415-9708 |
| Document Number | 2021029195 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021029195 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Title Company | MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10863 CANADA RD, BIRCH RUN, MI 48415-9708 |
| Document Number | 2021029196 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021029196 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 10863 CANADA RD, BIRCH RUN, MI 48415-9708 |
| Document Number | 0000024852 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 10863 CANADA RD BIRCH RUN MI 484159708, BIRCH RUN, MI 48415-9708 |
| Document Number | 0000024852 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 24852 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 3, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 28, 2018 |
| Property Address | 10863 CANADA RD, BIRCH RUN, MI 48415-9708 |
| Document Number | 0000018209 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 18209 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | ATA TITLE AGENCY LIMITED |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9400 TOTTEN LN BIRCH RUN MI 484159302, BIRCH RUN, MI 48415-9302 |
| Document Number | 18210 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 18210 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2048 |
The 2025 property tax bill for 10863 Canada Rd was $4,128 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,900 (+13.63%) | $281,800 (+13.63%) | |
| 2025 | $4,128.00 Homeowner's exemption | $124,000 | $248,000 |
| 2023 | $107,500 | $215,000 | |
| 2022 | $2,395.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10863 Canada Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10863 Canada Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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