Saginaw County property record for 10645 Canada Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 1993 |
| Lot Size | 1.91 acres (83,548 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Dec 2021) |
| Tax Bill | $3,274 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-15-4003-002 |
| Primary APN | 05-10-6-15-4003-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 83,548 sqft (1.91 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | Deck Area |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10645 CANADA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | E 200 FT OF W 765 FT OF S 450.94 FT OF W 1/2 OF SE 1/4 2.07 ACRES SEC 15 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 15 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 13100 |
10645 Canada Rd is owned and occupied by an individual who bought it in December 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10645 CANADA RD, BIRCH RUN, MI 48415-9708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU |
| Jan 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2021 · Amount on File |
| Deed Sale | Dec 9, 2021 · Amount on File |
| Deed Document Number | 202138847 |
| Prior Transfer Date | Mar 4, 2003 |
| Prior Transfer Doc | 0007134543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 9, 2021 |
| Property Address | 10645 CANADA RD, BIRCH RUN, MI 48415-9708 |
| Document Number | 0000038847 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 2021038847 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10645 CANADA RD, 10645, BIRCH RUN, MI 48415-9708 |
| Name | Verified Name |
|---|---|
| Address | 10645 CANADA ROAD, SAGINAW, MI 48638 |
| Document Number | 0000038848 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021038848 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 10645 CANADA RD, BIRCH RUN, MI 48415-9708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001143 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2020001143 |
| Name | FIRST STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 10645 Canada Rd was $3,274 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,600 | $257,200 | |
| 2025 | $3,274.00 Homeowner's exemption | ||
| 2023 | $99,600 | $199,200 | |
| 2022 | $2,749.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10645 Canada Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10645 Canada Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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