10863 Cactus Trl, Flint, TX 75762 Property Records

Smith County property record for 10863 Cactus Trl, Flint, TX 75762

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,590 sqft · built 2019
Lot Size0.187 acres (8,146 sqft)
Owner2 Individual Names on Record
Last Sale$244,600 (Sep 2019)
Tax Bill$4,200 (2026)
Deeds & MortgagesApr 2023 Second Mortgage
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR139631

Property Details

APN / Parcel Number

Primary APNR139631
Alternative APN
  • 1-75350-0000-00-078000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,590 sqft Heated Area
1st Floor Area1,800 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,146 sqft (0.187 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR139631
Street Address10863 CACTUS TRL
CityFLINT
StateTX
Zip75762-8773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTAR CANYON LOT 78
Legal SubdivisionSTAR CANYON
Legal Lot Number78
JurisdictionSMITH TX
Township / Civil DivisionBULLARD
Census Block Group4
Census Block4001
Census Tract1915

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10863 CACTUS TRL, FLINT, TX 75762-8773
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COOPERATIVE TEACHERS CU
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
COOPERATIVE TEACHERS CU
Sep 3, 2019Warranty Deed, Transfer
COOPERATIVE TEACHERS CU
Apr 22, 2019Trustee's Deed, Construction Loan · Construction Mortgage
MCCOY CORP INC
Nov 1, 2018Warranty Deed, Transfer
BTH BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2019 · Amount on Record
Deed SaleSep 3, 2019 · Amount on Record
Deed Document Number2019100029207
Prior Transfer DateAug 27, 2019
Prior Transfer Doc0100029207
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address10863 CACTUS TRL, FLINT, TX 75762-8773
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001010520
DateApr 14, 2023
Instrument202301010520
Lender
NameCOOPERATIVE TEACHERS CU
TypeCredit Union
AddressTYLER, TX 75701
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2038

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address10863 CACTUS TRL, FLINT, TX 75762-8773
Transaction TypeMortgage
Record UpdatedSep 7, 2021
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001028141
DateJul 12, 2021
Instrument202101028141
Lender
NameCOOPERATIVE TEACHERS CU
TypeCredit Union
AddressTYLER, TX 75701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSMITH TX
Recording DateSep 3, 2019
Property Address10863 CACTUS TRL, FLINT, TX 75762-8773
Document Number0000029207
Instrument DateAug 27, 2019
Instrument29207
Transaction TypeTransfer
Record UpdatedOct 4, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address10863 CACTUS TRL FLINT TX 75762, FLINT, TX 75762

Mortgage

Document Number29208
DateSep 3, 2019
Instrument29208
Lender
NameCOOPERATIVE TEACHERS CU
TypeCredit Union
AddressTYLER, TX 75701
Agreement
AmountAmount Recorded
Term360 Months
DueSep 2, 2049
Interest
Rate TypeAdjustable Rate
Rate4.12%

April 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSMITH TX
Recording DateApr 22, 2019
Property Address10863 CACTUS TRL, FLINT, TX 75762-8773
Instrument DateApr 17, 2019
Instrument12371
Transaction TypeConstruction Loan
Record UpdatedJul 1, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
AddressPO BOX 800 WHITEHOUSE TX 757910800, WHITEHOUSE, TX 75791-0800

Mortgage

Document Number0000012371
DateApr 22, 2019
Instrument12371
Lender
NameMCCOY CORP INC
Address1350 N INTERSTATE 35, SAN MARCOS, TX 78666-7130
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 21, 2020

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSMITH TX
Recording DateNov 1, 2018
Property Address10863 CACTUS TRL, FLINT, TX 75762-8773
Document Number0000044985
Instrument DateOct 29, 2018
Instrument44985
Transaction TypeTransfer
Record UpdatedAug 2, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address101 BUSINESS PARK DR WHITEHOUSE TX 757919623, WHITEHOUSE, TX 75791-9623
InvestorPossibly a Property Investor

Mortgage

Document Number44986
DateNov 1, 2018
Instrument44986
Lender
NameBTH BK
TypeBank
AddressTYLER, TX 75711
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
Unified School DistrictTyler Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,200.00 (+4.82%)$286,926 (+4.83%) Land $30,832 Building $256,094$286,926 (+4.83%) Land $30,832 Building $256,094
2025$4,007.00 (-11.19%)$273,718 (-10.86%) Land $30,832 Building $242,886$273,718 (-10.86%) Land $30,832 Building $242,886
2024$4,512.00 (+56.83%)
2023$2,877.00 (-16.63%) Homeowner's exemption$307,065 Land $26,475 Building $280,590$307,065 Land $26,475 Building $280,590
2022$3,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN UTILITIES
private · serves 69,735 people · EPA ID TX2120063
Water SourcePurchased surface water from CITY OF TYLER
Last State InspectionJan 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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