Smith County property record for 10851 Cactus Trl, Flint, TX 75762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,547 sqft · built 2019 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,677 (Apr 2025) |
| Tax Bill | $3,022 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R139629 |
| Primary APN | R139629 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,547 sqft Heated Area |
| 1st Floor Area | 1,547 sqft |
| Flooring | Hardwood |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,146 sqft (0.187 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R139629 |
|---|---|
| Street Address | 10851 CACTUS TRL |
| City | FLINT |
| State | TX |
| Zip | 75762-8773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STAR CANYON LOT 76 |
| Legal Subdivision | STAR CANYON |
| Legal Lot Number | 76 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | BULLARD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1915 |
10851 Cactus Trl is owned and occupied by an individual who bought it in April 2025.
Source: Smith County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10851 CACTUS TRL, FLINT, TX 75762-8773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 22, 2019 | Warranty Deed, Subdivision Related Transfer MOVEMENT MTG |
| Jun 21, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage HAPPY STS BK |
| Nov 1, 2018 | Warranty Deed, Transfer BTH BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2025 · Amount on File |
| Deed Sale | Apr 4, 2025 · Amount on File |
| Prior Sale | Nov 22, 2019 · Amount on File |
| Deed Document Number | 20259716 |
| Prior Transfer Date | Nov 20, 2019 |
| Prior Transfer Doc | 0100039710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 10851 CACTUS TRL, FLINT, TX 75762-8773 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001016772 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 202101016772 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Nov 22, 2019 |
| Property Address | 10851 CACTUS TRL, FLINT, TX 75762-8773 |
| Document Number | 0000039710 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 39710 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10851 CACTUS TRL FLINT TX 75762, FLINT, TX 75762 |
| Document Number | 39711 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 39711 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Jun 21, 2019 |
| Property Address | 10851 CACTUS TRL, FLINT, TX 75762-8773 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 20040 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | PO BOX 800 WHITEHOUSE TX 757910800, WHITEHOUSE, TX 75791-0800 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020040 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 20040 |
| Name | HAPPY STS BK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79101 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Nov 1, 2018 |
| Property Address | 10851 CACTUS TRL, FLINT, TX 75762-8773 |
| Document Number | 0000044985 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 44985 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 101 BUSINESS PARK DR WHITEHOUSE TX 757919623, WHITEHOUSE, TX 75791-9623 |
| Investor | Possibly a Property Investor |
| Document Number | 44986 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 44986 |
| Name | BTH BK |
|---|---|
| Type | Bank |
| Address | TYLER, TX 75711 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 10851 Cactus Trl was $3,022 with a homeowner's exemption, down 1.3% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Unified School District | Tyler Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,022.00 (-1.31%) Homeowner's exemption | $287,244 (+6.78%) Land $30,832 Building $256,412 | $287,244 (+6.78%) Land $30,832 Building $256,412 |
| 2025 | $3,062.00 (+2.07%) Homeowner's exemption | $268,995 Land $30,832 Building $238,163 | $268,995 Land $30,832 Building $238,163 |
| 2024 | $3,000.00 (+12.49%) | ||
| 2023 | $2,667.00 (-17.61%) Homeowner's exemption | $280,874 Land $26,475 Building $254,399 | $280,874 Land $26,475 Building $254,399 |
| 2022 | $3,237.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10851 Cactus Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10851 Cactus Trl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN UTILITIES private · serves 69,735 people · EPA ID TX2120063 |
|---|---|
| Water Source | Purchased surface water from CITY OF TYLER |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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