Charles County property record for 10862 Winchester St, Waldorf, MD 20603
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,430 sqft · built 2019 |
| Lot Size | 0.039 acres (1,699 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $354,490 (Jun 2020) |
| Tax Bill | $7,688 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-357961 |
| Primary APN | 06-357961 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,430 sqft Living Area |
| Gross Area | 2,850 sqft |
| 1st Floor Area | 530 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,699 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 357961 |
|---|---|
| Street Address | 10862 WINCHESTER ST |
| City | WALDORF |
| State | MD |
| Zip | 20603-7216 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 175=0.0385 AC PH 3 TOWN CENTER SOUTH LOT 5R ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 175 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 851501 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7561 STONEHOUSE RUN DR, GLEN BURNIE, MD 21060-8469 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2020 · Amount on Record |
| Deed Sale | Jun 12, 2020 · Amount on Record |
| Deed Book / Page | 11173 / 399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 12, 2020 |
| Property Address | 10862 WINCHESTER ST, WALDORF, MD 20603-7216 |
| Document Number | 0111730399 |
| Book / Page | 11173 / 399 |
| Map Reference | MB 61 PG 96-99 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,658.68 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10003 DEREKWOOD LN, 10003, LANHAM, MD 20706-4362 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10862 WINCHESTER ST, WALDORF, MD 20603-7216 |
| Document Number | 11173406 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 11173/406 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,500 (+6.18%) Land $95,000 Building $318,500 | $413,500 (-2.98%) Land $95,000 Building $318,500 | |
| 2025 | $7,688.00 (+5.1%) | ||
| 2023 | $7,315.00 | $389,433 | $426,200 Land $120,000 Building $306,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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