1. Home
  2. Maryland
  3. Charles County
  4. Waldorf
  5. Winchester St

10882 Winchester St, Waldorf, MD 20603 Property Records

Charles County property record for 10882 Winchester St, Waldorf, MD 20603

Property Summary

Property TypeExempt (Full or Partial)
Details2.5 ba · 3,300 sqft · built 2020
Lot Size0.039 acres (1,699 sqft)
OwnerIndividual Name on File
Last Sale$434,765 (Nov 2020)
Tax Bill$8,279 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-357969

Property Details

APN / Parcel Number

Primary APN06-357969
Alternative APN
  • 357969

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories4 Stories
Building Area3,300 sqft Gross Area
1st Floor Area551 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,699 sqft (0.039 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck Area275 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number357969
Street Address10882 WINCHESTER ST
CityWALDORF
StateMD
Zip20603-7216
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodePUD
Legal DescriptionLOT 183 PH 3 = 0.038 TOWN CENTER SOUTH - LOT ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Phase3
Legal Block2
Legal Lot Number183
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2003
Census Tract851501

Owner

10882 Winchester St is owned and occupied by an individual who bought it in November 2020.

Source: Charles County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address10882 WINCHESTER ST, WALDORF, MD 20603-7216
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Deed of Trust, Mortgage · VA Mortgage
NVR MTG FIN
Nov 30, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Jul 27, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2020 · Amount on File
Deed SaleNov 30, 2020 · Amount on File
Prior SaleJan 13, 2020 · Amount on File
Deed Book / Page11454 / 46
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address10882 WINCHESTER ST, WALDORF, MD 20603-7216
Document Number0114540051
Instrument DateNov 18, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10882 WINCHESTER ST WALDORF MD 206037216, WALDORF, MD 20603-7216

Mortgage

Document Number0114540051
DateNov 30, 2020
Book Page011454/000051
Lender
NameNVR MTG FIN
TypeMortgage Company
AddressCANONSBURG, PA 15317
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 29, 2050

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateNov 30, 2020
Property Address10882 WINCHESTER ST, WALDORF, MD 20603-7216
Document Number0114540046
Book / Page011454 / 000046
Instrument DateNov 18, 2020
Transaction TypeTransfer
Record UpdatedJan 13, 2021
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount on Record
Tax$435.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10882 WINCHESTER ST WALDORF MD 206037216, WALDORF, MD 20603-7216

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateJul 27, 2020
Property Address10882 WINCHESTER ST, WALDORF, MD 20603-7216
Document Number0112430331
Book / Page011243 / 000331
Instrument DateJul 16, 2020
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount on Record
Tax$675.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10003 DEREKWOOD LN LANHAM SEABROOK MD 207064362, LANHAM SEABROOK, MD 20706-4362
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10882 Winchester St was $8,279 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$439,867$443,900 Land $95,000 Building $348,900
2025$8,279.00
2023$7,525.00 Homeowner's exemption$405,400$431,800 Land $120,000 Building $311,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10882 Winchester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10882 Winchester St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

Nearby Properties on Winchester St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures