10862 Willow Ridge Loop, #LO, Orlando, FL 32825 Property Records

Orange County property record for 10862 Willow Ridge Loop, #LO, Orlando, FL 32825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 2008
Lot Size	0.154 acres (6,687 sqft)
Owner	Individual Name on Record
Last Sale	$352,500 (Jul 2021)
Tax Bill	$3,240 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-22-31-9472-02-710`

Property Details

APN / Parcel Number

Primary APN	`33-22-31-9472-02-710`
Alternative APNs	`312233947202710` `618933` `625236` `630037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,563 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,563 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,687 sqft (0.154 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10862 WILLOW RIDGE LOOP, LO
City	ORLANDO
State	FL
Zip	32825-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WOODLAND LAKES PRESERVE UNIT 2 61/15 LOT 271
Legal Range	31E
Legal Township	22S
Legal Section	33
Legal Subdivision	WOODLAND LAKES PRESERVE UT 2
Legal Tract	9472
Legal Block	2
Legal Lot Number	271
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1000
Census Tract	16751

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10862 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4405
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit POWER FINANCIAL CU
Jul 22, 2021	Warranty Deed, Transfer FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Jan 12, 2016 · Amount on Record
Deed Document Number	2021440936
Prior Transfer Date	May 18, 2010
Prior Transfer Doc	0000427024
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10862 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4405
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042253
Date	Jan 19, 2022
Instrument	20220042253

Lender

Name	POWER FINANCIAL CU
Type	Credit Union
Address	PEMBROKE PINES, FL 33028

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 22, 2021
Property Address	10862 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4405
Document Number	20210440936
Map Reference	MB 61 PG 15
Instrument Date	Jul 16, 2021
Instrument	20210440936
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

Amount	Amount Recorded
Tax	$2,467.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4513 GLASSYROCK DR, 4513, VALRICO, FL 33594-0029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10802 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4404

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,113 (+2.7%)	$340,520 (-1.18%) Land $85,000 Building $255,520
2025	$3,240.00 (+6.33%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$226,984 (+2.9%)	$344,570 (+3.71%) Land $85,000 Building $259,570
2024	$3,047.00 (+7.55%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$220,587 (+3%)	$332,235 (-1.55%) Land $85,000 Building $247,235
2023	$2,833.00 (-0.81%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$214,162 (+3%)	$337,455 (+15.44%) Land $85,000 Building $252,455
2022	$2,856.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$207,924	$292,320 Land $80,000 Building $212,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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