Orange County property record for 10856 Willow Ridge Loop, #LO, Orlando, FL 32825
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,620 sqft · built 2011 |
| Lot Size | 0.147 acres (6,404 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,142 (Oct 2011) |
| Tax Bill | $400 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-22-31-9472-02-720 |
| Primary APN | 33-22-31-9472-02-720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,620 sqft Living Area |
| Gross Area | 3,673 sqft |
| 1st Floor Area | 1,510 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,404 sqft (0.147 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 241 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10856 WILLOW RIDGE LOOP, LO |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32825-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WOODLAND LAKES PRESERVE UNIT 2 61/15 LOT 272 |
| Legal Range | 31E |
| Legal Township | 22S |
| Legal Section | 33 |
| Legal Subdivision | WOODLAND LAKES PRESERVE UT 2 |
| Legal Tract | 9472 |
| Legal Block | 2 |
| Legal Lot Number | 272 |
| Legal Unit | 2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 16751 |
10856 Willow Ridge Loop, #LO is owned by two individuals who bought it in October 2011.
Source: Orange County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10856 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4405 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Oct 26, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2011 · Amount on File |
| Deed Sale | Oct 18, 2011 · Amount on File |
| Deed Document Number | 2011549109 |
| Deed Book / Page | 10282 / 5780 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10856 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4405 |
| Document Number | 0000035538 |
| Instrument Date | Jan 9, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10856 WILLOW RIDGE LOOP ORLANDO FL 328254405, ORLANDO, FL 32825-4405 |
| Document Number | 0000035538 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 35538 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10856 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4405 |
| Document Number | 0000597509 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10856 WILLOW RIDGE LOOP ORLANDO FL 328254405, ORLANDO, FL 32825-4405 |
| Document Number | 0000597509 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 597509 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2047 |
The 2025 property tax bill for 10856 Willow Ridge Loop, #LO was $400, up 33.3% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,423 (+2.7%) | $513,190 (-1.08%) Land $85,000 Building $428,190 | |
| 2025 | $400.00 (+33.33%) Homeowner's exemption | $313,946 | $518,810 Land $85,000 Building $433,810 |
| 2024 | $300.00 (+3.45%) | ||
| 2023 | $290.00 (+11.54%) Homeowner's exemption | $296,212 (+3%) | $505,750 (+16.73%) Land $85,000 Building $420,750 |
| 2022 | $260.00 Homeowner's exemption | $287,584 | $433,274 Land $80,000 Building $353,274 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10856 Willow Ridge Loop, #LO in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10856 Willow Ridge Loop, #LO is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Xfinity.
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