10860 Temple Rd, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk Town property record for 10860 Temple Rd, Dunkirk, NY 14048

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,144 sqft · built 1981
Lot Size1.3 acres (56,628 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Dec 2022)
Tax Bill$2,546 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
APN063400 95.02-1-11

Property Details

APN / Parcel Number

Primary APN063400 95.02-1-11
Alternative APN
  • 34000950020001011000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area56,628 sqft (1.3 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10860 TEMPLE RD
CityDUNKIRK
StateNY
Zip14048-9610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOLD APN: 063400 3-3-8.3
Legal Block1
Legal Lot Number11.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group1
Census Block1000
Census Tract36000

Owner

Source: Chautauqua County and Dunkirk Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10860 TEMPLE RD, DUNKIRK, NY 14048-9610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2022 · Amount on Record
Deed SaleDec 8, 2022 · Amount on Record
Prior SaleFeb 22, 2022 · Amount on Record
Deed Document Number20228871
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateDec 8, 2022
Property Address10860 TEMPLE RD, DUNKIRK, NY 14048-9610
Document NumberDE2022008871
Instrument DateNov 9, 2022
InstrumentDE2022008871
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9422 ROUTE 60, FREDONIA, NY 14063-9421

Mortgage

Document NumberMT2022005034
DateDec 8, 2022
InstrumentMT2022005034
Lender
NameLAKE SHORE SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term373 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionDunkirk Town
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,546.00 (+217.46%)$58,000 (-) Land $8,400 Building $49,600$116,000 (+2%) Land $16,800 Building $99,200
2023$58,000 (-) Land $8,400 Building $49,600$113,725 (+13.73%) Land $16,471 Building $97,254
2022$58,000 Land $8,400 Building $49,600$100,000 Land $14,483 Building $85,517
2020$802.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims25 (1979–2021)
Claims Outside the SFHA3 of 25
Most Recent ClaimDec 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: DFT Local Service.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Temple Rd

Nearby Streets

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