10765 Temple Rd, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk Town property record for 10765 Temple Rd, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,148 sqft · built 2018
Lot Size	10.3 acres (448,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Aug 2026)
Tax Bill	$6,734 (2026)
Deeds & Mortgages	Aug 2026 Sale Sep 2009 Mortgage + 4 more
APN	`063400 95.02-1-33`

Property Details

APN / Parcel Number

Primary APN	`063400 95.02-1-33`
Alternative APN	`34000950020001033000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,148 sqft Living Area
1st Floor Area	2,148 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	448,668 sqft (10.3 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	652 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	10765 TEMPLE RD
City	DUNKIRK
State	NY
Zip	14048-9692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OLD APN: 063400 3-5-4
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	1
Census Block	1005
Census Tract	36000

Owner

Source: Chautauqua County and Dunkirk Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10750 TEMPLE RD, DUNKIRK, NY 14048-9692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Warranty Deed, Transfer CHAUTAUQUA ABSTRACT COMPANY
Sep 24, 2009	Deed of Trust, Mortgage · USDA Mortgage USDA
Mar 17, 2014	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 7, 2017	Deed of Trust, Mortgage M&T BANK NA
Oct 5, 2018	Deed of Trust, Mortgage M & T INVESTMENT GROUP
Aug 7, 2017	Deed, Transfer PETER D. CLARK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Deed Document Number	20265542
Prior Transfer Date	Aug 4, 2017
Prior Transfer Doc	0000002017/000000509
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Aug 13, 2026
Property Address	10765 TEMPLE RD, DUNKIRK, NY 14048-9692
Document Number	0000005542
Instrument Date	Aug 5, 2026
Instrument	20265542
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	CHAUTAUQUA ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Tax	$76,760.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10750 TEMPLE RD, DUNKIRK, NY 14048-9692

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10765 TEMPLE RD, DUNKIRK, NY 14048-9692
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003107/0000000263
Date	Sep 24, 2009
Book Page	0000003107/0000000263

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	52 Months
Due	Jan 1, 2014

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10765 TEMPLE RD, DUNKIRK, NY 14048-9692
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001667
Date	Mar 17, 2014
Instrument	0000001667

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jan 1, 2015

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10765 TEMPLE RD, DUNKIRK, NY 14048-9692
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017003394
Date	Aug 7, 2017
Instrument	MT2017003394

Lender

Name	M&T BANK NA

Agreement

Amount	Amount Recorded
Term	5 Months
Due	Jan 1, 2018

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10765 TEMPLE RD, DUNKIRK, NY 14048-9692
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2018003915
Date	Oct 5, 2018
Instrument	MT2018003915

Lender

Name	M & T INVESTMENT GROUP

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Aug 7, 2017
Property Address	10765 TEMPLE RD, DUNKIRK, NY 14048-9692
Document Number	0000002017/0000005095
Book / Page	0000002017 / 0000005095
Instrument Date	Aug 4, 2017
Transaction Type	Transfer
Record Updated	Nov 19, 2022
Title Company	PETER D. CLARK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10750 TEMPLE RD, DUNKIRK, NY 14048-9692

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Dunkirk Town
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,734.00 (+3.7%) Disabled Person's exemption Veteran's exemption
2025	$6,494.00 (+227.65%)	$158,000 (-) Land $3,690 Building $154,310	$316,000 (+2%) Land $7,380 Building $308,620
2023		$158,000 (+23.85%) Land $3,690 Building $154,310	$309,804 (+40.85%) Land $7,235 Building $302,569
2022		$127,570 Land $3,690 Building $123,880	$219,948 Land $6,362 Building $213,586
2020	$1,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	25 (1979–2021)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Dec 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: Verizon.

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