10860 Rd 248, Union, MS 39365 Property Records

Neshoba County property record for 10860 Rd 248, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,627 sqft · built 1990
Lot Size	13.4 acres (583,704 sqft)
Owner	Individual Name on File
Tax Bill	$602 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`11800-01-011.005`

Property Details

APN / Parcel Number

Primary APN	`11800-01-011.005`
Alternative APN	`22648`

Interior

Full Baths	1 Bath
Building Area	1,627 sqft Living Area
1st Floor Area	1,352 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	583,704 sqft (13.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	22648
Street Address	10860 ROAD 248
City	UNION
State	MS
Zip	39365-7520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 SW1/4 W OF RD
Legal Range	11E
Legal Township	09N
Legal Section	01
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	3
Census Block	3013
Census Tract	10600

Owner

10860 Rd 248 is owned and occupied by an individual.

Source: Neshoba County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10860 ROAD 248, UNION, MS 39365-7520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA
Sep 18, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10860 ROAD 248, UNION, MS 39365-7520
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1518
Date	Feb 16, 2022
Book Page	2022/1518
Instrument	2022-1518

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 5, 2027

Interest

Rate Type	Fixed Rate

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Sep 18, 2024
Property Address	10860 ROAD 248, UNION, MS 39365-7520
Document Number	02024/3857
Book / Page	2024 / 3857
Instrument Date	Sep 18, 2024
Instrument	2024-3857
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10920 ROAD 248, UNION, MS 39365-7522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10860 ROAD 248, UNION, MS 39365-7520

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$602.00 Homeowner's exemption	$8,568	$77,650 Land $9,650 Building $68,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10860 Rd 248 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10860 Rd 248 is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Rd 248

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