10811 Rd 248, Union, MS 39365 Property Records

Neshoba County property record for 10811 Rd 248, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,475 sqft · built 1975
Lot Size	9.3 acres (405,108 sqft)
Owner	Individual Name on File
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11800-01-013.000`

Property Details

APN / Parcel Number

Primary APN	`11800-01-013.000`
Alternative APN	`14064`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,475 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	405,108 sqft (9.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	14064
Street Address	10811 ROAD 248
City	UNION
State	MS
Zip	39365-7521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW 1/4 OF SW 1/4 E OF RD
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	3
Census Block	3001
Census Tract	10600

Owner

10811 Rd 248 is owned and occupied by an individual who acquired it in April 2015.

Source: Neshoba County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	10811 ROAD 248, UNION, MS 39365-7521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 29, 2021	Deed of Trust, Mortgage QUICKEN LOANS INC
Feb 21, 2020	Deed of Trust, Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2015
Deed Sale	Apr 23, 2015
Deed Document Number	0020151482
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10811 ROAD 248, UNION, MS 39365-7521
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002024/383
Date	Jan 23, 2024
Book Page	2024/383
Instrument	2024-383

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 1, 2044

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10811 ROAD 248, UNION, MS 39365-7521
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/2633
Date	Mar 29, 2021
Book Page	2021/2633

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10811 ROAD 248, UNION, MS 39365-7521
Transaction Type	Mortgage
Record Updated	Apr 9, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1400
Date	Feb 21, 2020
Book Page	2020/1400

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10811 Rd 248 was $1,063 with a homeowner's exemption, down 2.2% from the year before.

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00 (-2.21%) Homeowner's exemption	$11,529	$114,730 Land $8,410 Building $106,320
2024	$1,087.00 (+6.78%)
2023	$1,018.00 Homeowner's exemption	$10,547	$104,900 Land $8,440 Building $96,460
2021	$1,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10811 Rd 248 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10811 Rd 248 is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Rd 248

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