1086 McKelvey Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1086 McKelvey Rd, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1954
Lot Size	0.596 acres (25,962 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2021)
Tax Bill	$4,293 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0242-0033-00`

Property Details

APN / Parcel Number

Primary APN	`590-0242-0033-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	25,962 sqft (0.596 acres)
Lot Dimensions	280 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1086 MCKELVEY RD
City	CINCINNATI
State	OH
Zip	45231-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC KELVEY RD 94.20 X 280 R1-T3-S32 SW
Legal Range	01
Legal Township	03
Legal Section	32
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3003
Census Tract	22101

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1086 MCKELVEY RD, CINCINNATI, OH 45231-2538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Mar 12, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 12, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Mar 12, 2019
Deed Document Number	2021-0113973
Deed Book / Page	14507 / 135
Record Updated	Jun 8, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 22, 2021
Property Address	1086 MCKELVEY RD, CINCINNATI, OH 45231-2538
Document Number	0000113973
Book / Page	14507 / 135
Instrument Date	Aug 27, 2021
Instrument	2021-0113973
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 MCKELVEY RD, CINCINNATI, OH 45231-2538

Mortgage

Document Number	0000113974
Date	Sep 22, 2021
Instrument	2021-0113974

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 12, 2019
Property Address	1086 MCKELVEY RD, CINCINNATI, OH 45231-2538
Document Number	0000018258
Book / Page	013872 / 001054
Instrument Date	Mar 7, 2019
Instrument	18258
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 MCKELVEY RD CINCINNATI OH 452312538, CINCINNATI, OH 45231-2538

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 12, 2019
Property Address	1086 MCKELVEY RD, CINCINNATI, OH 45231-2538
Document Number	0000018257
Book / Page	013872 / 001052
Instrument Date	Mar 7, 2019
Instrument	18257
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 MCKELVEY RD CINCINNATI OH 452312538, CINCINNATI, OH 45231-2538

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,293.00 (+4.07%)	$62,885 (-) Land $13,997 Building $48,888
2024	$4,125.00 (+4.11%)	$62,885 (-) Land $13,997 Building $48,888
2023	$3,962.00 (+22.55%)	$62,885 (+63.64%) Land $13,997 Building $48,888	$179,670 (+63.63%) Land $39,990 Building $139,680
2022	$3,233.00 Homeowner's exemption	$38,430 Land $11,123 Building $27,307
2020			$109,800 Land $31,780 Building $78,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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