1065 McKelvey Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1065 McKelvey Rd, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,396 sqft · built 1950
Lot Size	0.694 acres (30,231 sqft)
Owner	2 Trust Names on File
Last Sale	$230,000 (Jun 2026)
Tax Bill	$3,918 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0231-0013-00`

Property Details

APN / Parcel Number

Primary APN	`590-0231-0013-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	2,633 sqft
1st Floor Area	943 sqft
Attic	Attic
Attic Area	453 sqft
Basement Area	943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	30,231 sqft (0.694 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	496 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1065 MCKELVEY RD
City	CINCINNATI
State	OH
Zip	45231-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MC KELVEY RD 150 X 200 R1-T3-S21 NW
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3013
Census Tract	22101

Owner

1065 McKelvey Rd is owner-occupied and held in a trust since June 2026.

Source: Hamilton County records, as of July 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1065 MCKELVEY RD, CINCINNATI, OH 45231-2537
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Affidavit of Death of Trustee, Transfer
Jun 16, 2026	Executor's Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Deed Document Number	202648272
Deed Book / Page	15688 / 2607
Prior Transfer Date	Jun 9, 2026
Prior Transfer Doc	0000048271
Record Updated	Sep 20, 2026

June 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	HAMILTON OH
Recording Date	Jun 16, 2026
Property Address	1065 MCKELVEY RD, CINCINNATI, OH 45231-2537
Document Number	0000048271
Book / Page	15688 / 2604
Instrument Date	Jun 9, 2026
Instrument	202648271
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

June 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 16, 2026
Property Address	1065 MCKELVEY RD, CINCINNATI, OH 45231-2537
Document Number	0000048272
Book / Page	15688 / 2607
Instrument Date	Jun 5, 2026
Instrument	202648272
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,460.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1065 MCKELVEY RD, CINCINNATI, OH 45231-2537

Mortgage

Document Number	0000048273,
Date	Jun 16, 2026
Instrument	202648273

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1065 McKelvey Rd was $3,918 with a homeowner's exemption, up 4.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,918.00 (+4.06%) Homeowner's exemption	$67,410 (-) Land $16,387 Building $51,023	$192,600 Land $46,820 Building $145,780
2024	$3,765.00 (+2.64%) Homeowner's exemption	$67,410 (-) Land $16,387 Building $51,023
2023	$3,668.00 (+24.09%) Homeowner's exemption	$67,410 (+53.55%) Land $16,387 Building $51,023	$192,600 Land $46,820 Building $145,780
2022	$2,956.00 Homeowner's exemption	$43,901 Land $13,024 Building $30,877
2020			$125,430 Land $37,210 Building $88,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1065 McKelvey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1065 McKelvey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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