1086 Ayer Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1086 Ayer Dr, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 1979
Lot Size0.192 acres (8,385 sqft)
OwnerIndividual Name on File
Last Sale$785,000 (Jul 2018)
Tax Bill$10,726 (2025)
Deeds & MortgagesSep 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN808-31-032

Property Details

APN / Parcel Number

Primary APN808-31-032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeWood
Lot Area8,385 sqft (0.192 acres)
Lot Dimensions129 ft deep x 65 ft wide
Garage Area471 sqft
Parking Spaces2 Parking Spaces
Pool Area4,590 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1086 AYER DR
CityGILROY
StateCA
Zip95020-5409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 6286 LOT 395
Legal SubdivisionCASTLEWOOD PARK
Legal Tract6286
Legal Lot Number395
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2006
Census Tract512510

Owner

Source: Santa Clara County records · APN 808-31-032

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1086 AYER DR, GILROY, CA 95020-5409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Aug 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jul 09, 2018Grant Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2018 · Amount on Record
Deed SaleJul 09, 2018 · Amount on Record
Prior SaleMay 19, 2009
Deed Document Number23972671
Record UpdatedJun 07, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1086 AYER DR, GILROY, CA 95020-5409
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1086 AYER DR, GILROY, CA 95020-5409

Mortgage

Document Number0024630123
DateSep 25, 2020
Instrument24630123
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1086 AYER DR, GILROY, CA 95020-5409
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024266803
DateAug 29, 2019
Instrument24266803
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJul 09, 2018
Property Address1086 AYER DR, GILROY, CA 95020-5409
Document Number0023972671
Map ReferenceMB423 PG42-44
Instrument DateJun 27, 2018
Instrument23972671
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyCHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1086 AYER DR, GILROY, CA 95020-5409

Mortgage

Document Number0023972672
DateJul 09, 2018
Instrument23972672
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,726.00 (+2.21%) Homeowner's exemption$875,676 (+4.04%) Land $557,756 Building $317,920
2023$10,494.00 (+1.68%) Homeowner's exemption$841,675 Land $536,099 Building $305,576
2022$10,321.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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