1080 Ayer Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1080 Ayer Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,832 sqft · built 1979
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Jul 2016)
Tax Bill	$9,616 (2025)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`808-31-033`

Property Details

APN / Parcel Number

Primary APN	`808-31-033`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Area	4,700 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1080 AYER DR
City	GILROY
State	CA
Zip	95020-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6286 LOT 394
Legal Subdivision	6286 CASTLEWOOD PARK UN 11
Legal Tract	6286
Legal Lot Number	394
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2006
Census Tract	512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8850 GUIBAL AVE, GILROY, CA 95020-9161
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Intrafamily Transfer, Transfer
Dec 7, 2022	Intrafamily Transfer, Transfer
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jan 24, 2017	Grant Deed CORNERSTONE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2016 · Amount on Record
Deed Sale	Jul 21, 2016 · Amount on Record
Prior Sale	Nov 6, 2009 · Amount on Record
Deed Document Number	201623375093
Prior Transfer Date	Nov 11, 1993
Prior Transfer Doc	0012210146
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 7, 2022
Property Address	1080 AYER DR, GILROY, CA 95020-5409
Document Number	0025412592
Map Reference	MB 423 PG 42-44
Instrument Date	Nov 22, 2022
Instrument	25412592
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8850 GUIBAL AENUE, GILROY, CA 95020-9161

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 7, 2022
Property Address	1080 AYER DR, GILROY, CA 95020-5409
Document Number	0025412591
Map Reference	MB 423 PG 42-44
Instrument Date	Nov 22, 2022
Instrument	25412591
Transaction Type	Transfer
Record Updated	Dec 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8850 GUIBAL AVE, GILROY, CA 95020-9161

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1080 AYER DR, GILROY, CA 95020-5409
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8850 GUIBAL AVE, GILROY, CA 95020-9161

Mortgage

Document Number	0025194934
Date	Dec 15, 2021
Instrument	25194934

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1080 AYER DR, GILROY, CA 95020-5409
Document Number	0024364512
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8850 GUIBAL AVE GILROY CA 950209161, GILROY, CA 95020-9161

Mortgage

Document Number	0024364512
Date	Dec 23, 2019
Instrument	24364512

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

January 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 24, 2017
Property Address	1080 AYER DR, GILROY, CA 95020-5409
Document Number	0023566420
Instrument Date	Jan 19, 2017
Instrument	23566420
Record Updated	Jan 31, 2017
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1080 AYER DR GILROY CA 950205409, GILROY, CA 95020-5409

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$793,137 (+2%) Land $436,226 Building $356,911
2025	$9,616.00 (+2.19%)	$777,586 (+4.04%) Land $427,673 Building $349,913
2023	$9,410.00 (+1.65%)	$747,393 Land $411,067 Building $336,326
2022	$9,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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