St. Louis County property record for 10855 Spring Ave, Saint Ann, MO 63074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,420 sqft · built 1951 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Aug 2020) |
| Tax Bill | $2,963 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 12M-33-0162 |
| Primary APN | 12M-33-0162 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 1,784 sqft |
| 1st Floor Area | 1,420 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 75 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 18 sqft |
| Deck Area | 438 sqft |
| Patio Area | 248 sqft |
| Shed | 1 Shed |
| Shed Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10855 SPRING AVE |
|---|---|
| City | SAINT ANN |
| State | MO |
| Zip | 63074-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10R-4 |
| Legal Description | CRYSTAL SPRING LOT 19 |
| Legal Subdivision | CRYSTAL SPRING |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | AIRPORT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 213301 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10855 SPRING AVE, SAINT ANN, MO 63074-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2020 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Aug 4, 2020 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on Record |
| Deed Sale | Aug 4, 2020 · Amount on Record |
| Prior Sale | Feb 16, 2016 |
| Deed Document Number | 2020408 |
| Deed Book / Page | 24166 / 2560 |
| Prior Transfer Date | Feb 10, 2016 |
| Prior Transfer Doc | 0218890235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 10855 SPRING AVE, SAINT ANN, MO 63074-1515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0239181599 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 23918/1599 |
| Instrument | 2020021000334 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 17, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 4, 2020 |
| Property Address | 10855 SPRING AVE, SAINT ANN, MO 63074-1515 |
| Document Number | 0241662560 |
| Book / Page | 24166 / 2560 |
| Map Reference | MB 6 PG 37 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020080400408 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | INVESTORS TITLE CO CLAYTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 KEN DR, 505, SAINT CHARLES, MO 63301-0526 |
| Name | Verified Name |
|---|---|
| Address | 10855 SPRING AVE, SAINT ANN, MO 63074-1515 |
| Document Number | 2020080400409 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020080400409 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2050 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Bridgeton City |
| County | St. Louis County |
| Unified School District | Pattonville R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,950 (-) Land $8,910 Building $30,040 | $205,000 (-) Land $46,900 Building $158,100 | |
| 2025 | $2,963.00 (+14.23%) | $38,950 (+23.1%) Land $8,910 Building $30,040 | $205,000 (+23.12%) Land $46,900 Building $158,100 |
| 2024 | $2,594.00 (-0.38%) | ||
| 2023 | $2,604.00 (-9.52%) | $31,640 (-0.82%) Land $5,130 Building $26,510 | $166,500 (-0.83%) Land $27,000 Building $139,500 |
| 2022 | $2,878.00 | $31,900 Land $9,540 Building $22,360 | |
| 2021 | $167,900 Land $50,200 Building $117,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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