10853 Rustic Rd S, Seattle, WA 98178 Property Records

King County property record for 10853 Rustic Rd S, Seattle, WA 98178

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,990 sqft · built 1946
Lot Size	0.244 acres (10,625 sqft)
Owner	Individual Name on File
Tax Bill	$8,054 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`405880-1970`

Property Details

APN / Parcel Number

Primary APN	`405880-1970`
Alternative APN	`405880197000`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,780 sqft
1st Floor Area	1,390 sqft
Basement Area	1,070 sqft
Finished Basement	600 sqft
Unfinished Basement	470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Brick
Lot Area	10,625 sqft (0.244 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	405880197000
Street Address	10853 RUSTIC RD S
City	SEATTLE
State	WA
Zip	98178-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKE RIDGE DIV # 2 PLAT BLOCK: 39 PLAT LOT: 9
Legal Range	04
Legal Township	23
Legal Section	01
Legal Subdivision	LAKE RIDGE DIV NO. 02
Legal Block	39
Legal Lot Number	9
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1012
Census Tract	26001

Owner

Source: King County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10853 RUSTIC RD S, SEATTLE, WA 98178-2651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage KING CNTY HSNG REPAIR PROGRAM

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 1, 1989
Deed Sale	Nov 1, 1989
Deed Document Number	198911280895
Deed Book / Page	32 / 37
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10853 RUSTIC RD S, SEATTLE, WA 98178-2651
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000226
Date	Apr 29, 2022
Instrument	20220429000226

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10853 RUSTIC RD S, SEATTLE, WA 98178-2651
Document Number	0000001430
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10853 RUSTIC RD S SEATTLE WA 981782651, SEATTLE, WA 98178-2651

Mortgage

Document Number	0000001430
Date	Oct 4, 2019
Instrument	201910041430

Lender

Name	KING CNTY HSNG REPAIR PROGRAM
Address	401 5TH AVE # 510, SEATTLE, WA 98104-1818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Renton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,054.00 (+2.98%)
2025		$667,000 (-2.63%) Land $390,000 Building $277,000	$667,000 (-2.63%) Land $390,000 Building $277,000
2024	$7,821.00 (+24.78%)	$685,000 (+18.72%) Land $411,000 Building $274,000	$685,000 (+18.72%) Land $411,000 Building $274,000
2022	$6,268.00	$577,000 Land $210,000 Building $367,000	$577,000 Land $210,000 Building $367,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKYWAY WATER & SEWER serves 12,036 people · EPA ID WA5338800
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Rustic Rd S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures