10850 Cloudless St, Nampa, ID 83687 Property Records

Canyon County property record for 10850 Cloudless St, Nampa, ID 83687

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,222 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Jul 2017)
Tax Bill	$1,979 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R3087728400`

Property Details

APN / Parcel Number

Primary APN	`R3087728400`
Alternative APNs	`C58010070220` `30877284 0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,222 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	1,072 sqft
2nd Floor Area	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R3087728400
Street Address	10850 CLOUDLESS ST
City	NAMPA
State	ID
Zip	83687-8162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-3N-2W NW MONARCH NO 3 LT 22 BLK 7
Legal Range	2W
Legal Township	3N
Legal Section	05
Legal Quarter	NW
Legal Subdivision	MONARCH NO 3
Legal Block	7
Legal Lot Number	22
Jurisdiction	CANYON ID
Township / Civil Division	NAMPA
Census Block Group	2
Census Block	2021
Census Tract	21008

Owner

10850 Cloudless St is owned and occupied by two individuals who bought it in July 2017.

Source: Canyon County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10850 CLOUDLESS ST, NAMPA, ID 83687-8162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage AMERICA FIRST FCU
Dec 3, 2020	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 25, 2019	Deed of Trust, Mortgage · FHA Mortgage WILLAMETTE VALLEY BANK
Jul 12, 2017	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	Sep 30, 2016 · Amount on File
Deed Document Number	201728545
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Property Address	10850 CLOUDLESS ST, NAMPA, ID 83687-8162
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031296
Date	Jun 21, 2022
Instrument	2022-031296

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	121 Months
Due	Jun 30, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Property Address	10850 CLOUDLESS ST, NAMPA, ID 83687-8162
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	ALLIANCE TITLE BOISE PRODUCT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071848
Date	Dec 3, 2020
Instrument	2020-071848

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Property Address	10850 CLOUDLESS ST, NAMPA, ID 83687-8162
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051222
Date	Oct 25, 2019
Instrument	2019-051222

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CANYON ID
Recording Date	Jul 12, 2017
Property Address	10850 CLOUDLESS ST, NAMPA, ID 83687-8162
Document Number	0000028545
Map Reference	MB36 PG32
Instrument Date	Jul 11, 2017
Instrument	2017-028545
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	FIRST AMERICAN TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10850 CLOUDLESS ST, NAMPA, ID 83687-8162

Mortgage

Document Number	0000028546
Date	Jul 12, 2017
Instrument	2017-028546

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10850 Cloudless St was $1,979.

Source: Canyon County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Canyon County
Municipality	Caldwell City
Unified School District	Vallivue School District 139 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,700 (+0.17%) Land $115,400 Building $307,300	$422,700 (+0.17%) Land $115,400 Building $307,300
2025	$1,979.00	$422,000 Land $105,000 Building $317,000	$422,000 Land $105,000 Building $317,000
2023	$3,362.00	$409,700 Land $105,000 Building $304,700	$409,700 Land $105,000 Building $304,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10850 Cloudless St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10850 Cloudless St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Anthem Broadband Fixed Wireless	2,000 / 2,000
Sparklight Cable	1,000 / 50
Rise Broadband Fixed Wireless	300 / 60
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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