10826 Cloudless St, Nampa, ID 83687 Property Records

Canyon County property record for 10826 Cloudless St, Nampa, ID 83687

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,713 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,900 (Aug 2020)
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R3087728200`

Property Details

APN / Parcel Number

Primary APN	`R3087728200`
Alternative APNs	`C58010070200` `30877282 0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,713 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	729 sqft
2nd Floor Area	984 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R3087728200
Street Address	10826 CLOUDLESS ST
City	NAMPA
State	ID
Zip	83687-8162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-3N-2W NW MONARCH NO 3 LT 20 BLK 7
Legal Range	2W
Legal Township	3N
Legal Section	05
Legal Quarter	NW
Legal Subdivision	MONARCH NO 3
Legal Block	7
Legal Lot Number	20
Jurisdiction	CANYON ID
Township / Civil Division	NAMPA
Census Block Group	2
Census Block	2021
Census Tract	21008

Owner

Source: Canyon County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10826 CLOUDLESS ST, NAMPA, ID 83687-8162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESTMARK CREDIT UNION
Jul 30, 2021	Deed of Trust, Mortgage · VA Mortgage ACADEMY MORTGAGE CORP
Aug 14, 2020	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
Apr 26, 2017	Intrafamily Transfer, Transfer · VA Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	202045518
Prior Transfer Date	Nov 8, 2006
Prior Transfer Doc	0000091009
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Recording Date	Apr 10, 2026
Property Address	10826 CLOUDLESS ST, NAMPA, ID 83687-8162
Document Number	0000013544
Instrument Date	Apr 10, 2026
Instrument	202613544
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10826 CLOUDLESS ST, NAMPA, ID 83687-8162

Mortgage

Document Number	0000013544,
Date	Apr 10, 2026
Instrument	202613544

Lender

Name	WESTMARK CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Property Address	10826 CLOUDLESS ST, NAMPA, ID 83687-8162
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	PIONEER TITLE CANYON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053391
Date	Jul 30, 2021
Instrument	2021-053391

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CANYON ID
Recording Date	Aug 14, 2020
Property Address	10826 CLOUDLESS ST, NAMPA, ID 83687-8162
Document Number	0000045518
Map Reference	MB 36 PG 32
Instrument Date	Aug 12, 2020
Instrument	2020-045518
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10826 CLOUDLESS ST, NAMPA, ID 83687-8162

Mortgage

Document Number	0000045519
Date	Aug 14, 2020
Instrument	2020-045519

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CANYON ID
Recording Date	Apr 26, 2017
Property Address	10826 CLOUDLESS ST, NAMPA, ID 83687-8162
Document Number	0000016154
Map Reference	MB36 PG32
Instrument Date	Apr 21, 2017
Instrument	2017-016154
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	FIDELITY NATL TITLE BOISE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10826 CLOUDLESS ST, NAMPA, ID 83687-8162

Mortgage

Document Number	0000016155
Date	Apr 26, 2017
Instrument	2017-016155

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Canyon County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Canyon County
Municipality	Caldwell City
Unified School District	Vallivue School District 139 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,500 (-0.86%) Land $110,900 Building $246,600	$357,500 (-0.86%) Land $110,900 Building $246,600
2025	$1,570.00 (+6.3%)	$360,600 (+3.35%) Land $102,900 Building $257,700	$360,600 (+3.35%) Land $102,900 Building $257,700
2024	$1,477.00 (-48.41%)
2023	$2,863.00	$348,900 Land $102,900 Building $246,000	$348,900 Land $102,900 Building $246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Anthem Broadband Fixed Wireless	2,000 / 2,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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