10850 180th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 10850 180th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1990
Lot Size	7.97 acres (347,173 sqft)
Owner	2 Individual Names on File
Last Sale	$76,000 (Nov 2014)
Tax Bill	$2,116 (2026)
Deeds & Mortgages	Feb 2017 Mortgage May 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-006-0503`

Property Details

APN / Parcel Number

Primary APN	`02-006-0503`

Interior

Building Area	768 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	347,173 sqft (7.97 acres)
Porch	Slab

Location & Zoning

Street Address	10850 180TH ST
City	MILACA
State	MN
Zip	56353-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW DESC BEG AT SW COR, THEN E ALONG S LINE 559 FT, N 445 FT, W 64.30 FT, N 199.72 FT, W 494.70 FT TO W LINE OF
Legal Range	26
Legal Township	38
Legal Section	06
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1000
Census Tract	170500

Owner

10850 180th St is owned and occupied by two individuals who acquired it in May 2019.

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10850 180TH ST, MILACA, MN 56353-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS
May 20, 2019	Quit Claim Deed, Transfer Quitclaim
Feb 2, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS
Nov 21, 2014	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2014 · Amount on File
Deed Sale	Nov 21, 2014 · Amount on File
Deed Document Number	2014387549
Last Transfer Date	May 15, 2019
Transfer Doc	A411468
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	10850 180TH ST, MILACA, MN 56353-3404
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	LIBERTY TITLE AGENCY, LIBERT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000A399249
Date	Feb 2, 2017
Instrument	A399249

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 20, 2019
Property Address	10850 180TH ST, MILACA, MN 56353-3404
Document Number	A411468
Instrument Date	May 15, 2019
Instrument	A411468
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10850 180TH ST, 10850, MILACA, MN 56353-3404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10650 180TH ST, MILACA, MN 56353

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 2, 2017
Property Address	10850 180TH ST, MILACA, MN 56353-3404
Document Number	A399248
Instrument Date	Jan 30, 2017
Instrument	A399248
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10850 180TH ST, MILACA, MN 56353-3404
Investor	Possibly a Property Investor

Mortgage

Document Number	A399249
Date	Feb 2, 2017
Instrument	A399249

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 21, 2014
Property Address	10850 180TH ST, MILACA, MN 56353-3404
Document Number	000A387549
Instrument Date	Nov 10, 2014
Instrument	A387549
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10850 180TH ST, MILACA, MN 56353-3404

Mortgage

Document Number	000A387550
Date	Nov 21, 2014
Instrument	A387550

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 10850 180th St was $2,116, down 2.4% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,116.00 (-2.4%)	$216,100 (+12.73%) Land $106,900 Building $109,200	$216,100 (+12.73%) Land $106,900 Building $109,200
2025	$2,168.00 Homeowner's exemption	$191,700 Land $91,900 Building $99,800	$191,700 Land $91,900 Building $99,800
2023	$2,070.00	$182,000 Land $59,900 Building $122,100	$182,000 Land $59,900 Building $122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10850 180th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10850 180th St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 180th St

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