10826 180th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 10826 180th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,274 sqft · built 1905
Lot Size	8.62 acres (375,487 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Feb 2025)
Tax Bill	$2,396 (2026)
Deeds & Mortgages	May 2021 Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-006-0501`

Property Details

APN / Parcel Number

Primary APN	`02-006-0501`

Interior

Building Area	1,274 sqft Living Area
Basement Area	364 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	375,487 sqft (8.62 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Deck Area	352 sqft

Location & Zoning

Street Address	10826 180TH ST
City	MILACA
State	MN
Zip	56353-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW DESC COMM AT SW COR, E 625.00 FT, N 330.00 FT, E 195.00 FT, N 608.79 FT TO POB, W 820.00 FT, S 294.07 FT, E 494.70
Legal Range	26
Legal Township	38
Legal Section	06
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1000
Census Tract	170500

Owner

10826 180th St is owned and occupied by two individuals who bought it in February 2025.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10826 180TH ST, MILACA, MN 56353-3404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 30, 2020	Quit Claim Deed, Transfer Quitclaim
Dec 30, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on File
Deed Sale	Feb 3, 2025 · Amount on File
Prior Sale	Jul 5, 2024 · Amount on File
Deed Document Number	2025444639
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	A421678
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	10826 180TH ST, MILACA, MN 56353-3404
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A424311
Date	May 7, 2021
Instrument	A424311

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 30, 2020
Property Address	10826 180TH ST, MILACA, MN 56353-3404
Document Number	A421678
Instrument Date	Dec 30, 2020
Instrument	A421678
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10826 180TH ST, MILACA, MN 56353-3404

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 30, 2020
Property Address	10826 180TH ST, MILACA, MN 56353-3404
Document Number	A421677
Map Reference	DOC 224062
Instrument Date	Dec 30, 2020
Instrument	A421677
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	10826 180TH ST, MILACA, MN 56353-3404
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A413351
Date	Sep 23, 2019
Instrument	A413351

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 22, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10826 180th St was $2,396, down 2.3% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,396.00 (-2.28%)	$233,800 (+10.23%) Land $110,100 Building $123,700	$233,800 (+10.23%) Land $110,100 Building $123,700
2025	$2,452.00	$212,100 Land $94,500 Building $117,600	$212,100 Land $94,500 Building $117,600
2023	$2,162.00	$203,900 Land $61,200 Building $142,700	$203,900 Land $61,200 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10826 180th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10826 180th St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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