1085 Stonecastle Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1085 Stonecastle Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 7,155 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on File
Last Sale	$1,682,450 (Apr 2021)
Tax Bill	$18,151 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T070300645`

Property Details

APN / Parcel Number

Primary APN	`T070300645`
Alternative APN	`2-0043-A135-00-0022.0000000`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	7,155 sqft Living Area
Gross Area	8,295 sqft
1st Floor Area	4,075 sqft
Basement Area	4,220 sqft
Finished Basement	3,080 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	130,680 sqft
Terrain	Rolling
Parking Spaces	5 Parking Spaces

Location & Zoning

Account Number	T070300645
Street Address	1085 STONECASTLE DR
City	O FALLON
State	MO
Zip	63366-4766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECASTLE LOT 22
Legal Subdivision	STONECASTLE
Legal Lot Number	22
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	312095

Owner

1085 Stonecastle Dr is owned by a company that bought it in April 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	1085 STONECASTLE DR, O FALLON, MO 63366-4766
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Feb 8, 2022	Intrafamily Transfer, Transfer
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jan 21, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Aug 30, 2010 · Amount on File
Deed Document Number	202130207
Prior Transfer Date	Mar 30, 2021
Prior Transfer Doc	0000030207
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1085 STONECASTLE DR, O FALLON, MO 63366-4766
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	SELECT TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 STONECASTLE DR, O FALLON, MO 63366-4766

Mortgage

Document Number	0000051868
Date	Nov 18, 2025
Instrument	2025R-051868

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 8, 2022
Property Address	1085 STONECASTLE DR, O FALLON, MO 63366-4766
Document Number	0000007664
Map Reference	MB 43 PG 288
Instrument Date	Feb 8, 2022
Instrument	2022R-007664
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1085 STONECASTLE DR, O FALLON, MO 63366-4766

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 6, 2021
Property Address	1085 STONECASTLE DR, O FALLON, MO 63366-4766
Document Number	0000030207
Map Reference	MB 43 PG 288
Instrument Date	Mar 30, 2021
Instrument	2021R-030207
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 STONECASTLE DR, O FALLON, MO 63366-4766

Mortgage

Document Number	0000030208
Date	Apr 6, 2021
Instrument	2021R-030208

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jan 21, 2020
Property Address	1085 STONECASTLE DR, O FALLON, MO 63366-4766
Document Number	0072181121
Book / Page	007218 / 001121
Instrument Date	Jan 17, 2020
Instrument	38700
Transaction Type	Construction Loan
Record Updated	Feb 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 SAYBRIDGE MANOR PKWY LAKE ST LOUIS MO 633671810, LAKE ST LOUIS, MO 63367-1810

Mortgage

Document Number	72181121
Date	Jan 21, 2020
Book Page	007218/001121
Instrument	38700

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	2850 W CLAY ST, ST CHARLES, MO 63301-2573

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1085 Stonecastle Dr was $18,151.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,722 (-)	$1,566,958 (-) Land $198,000 Building $1,368,958
2025	$18,151.00	$297,722	$1,566,958 Land $198,000 Building $1,368,958
2023		$237,807
2022			$1,251,621 Land $198,000 Building $1,053,621

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1085 Stonecastle Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1085 Stonecastle Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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