1065 Stonecastle Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1065 Stonecastle Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	1 bd · 5 ba · 3,642 sqft · built 2017
Lot Size	5.46 acres (238,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Oct 2016)
Tax Bill	$18,357 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`T070300647`

Property Details

APN / Parcel Number

Primary APN	`T070300647`
Alternative APN	`2-0043-A135-00-0024.0000000`

Interior

Bedrooms	1 Bed
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,642 sqft Living Area
Basement Area	3,696 sqft
Finished Basement	2,814 sqft

Exterior

Year Built	Built 2017
Exterior Material	Brick
Lot Area	238,273 sqft (5.46 acres)
Garage Type	Attached
Parking Spaces	6 Parking Spaces

Location & Zoning

Account Number	T070300647
Old Parcel Number	T070300647
Street Address	1065 STONECASTLE DR
City	O FALLON
State	MO
Zip	63366-4766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECASTLE LOT 24
Legal Range	02E
Legal Township	47N
Legal Subdivision	STONECASTLE
Legal Lot Number	24
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1065 STONECASTLE DR, SAINT PAUL, MO 63366-4766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINDELL BANK
Jan 3, 2023	Beneficiary Deed, Transfer
Oct 11, 2017	Deed of Trust, Mortgage · Construction Mortgage ROCKWOOD BANK
Apr 18, 2019	Deed of Trust, Mortgage · ARM ROCKWOOD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2016 · Amount on Record
Deed Sale	Oct 12, 2016 · Amount on Record
Prior Sale	Apr 21, 2010 · Amount on Record
Deed Document Number	0066301118
Deed Book / Page	6630 / 1118
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1065 STONECASTLE DR, O FALLON, MO 63366-4766
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 STONECASTLE DR, O FALLON, MO 63366-4766

Mortgage

Document Number	0000084046
Date	Oct 8, 2021
Instrument	2021R-084046

Lender

Name	LINDELL BANK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 3, 2023
Property Address	1065 STONECASTLE DR, O FALLON, MO 63366-4766
Document Number	0000000010
Map Reference	MB 43 PG 288
Instrument Date	Dec 30, 2022
Instrument	2023R-000010
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3282 HONEYSUCKLE RD, LARGO, FL 33770-4241

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1065 STONECASTLE DR, O FALLON, MO 63366-4766
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068210974
Date	Oct 11, 2017
Book Page	6821/0974
Instrument	20171011000638450

Lender

Name	ROCKWOOD BANK
Type	Bank
Address	FENTON, MO 63026

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 29, 2018

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1065 STONECASTLE DR, O FALLON, MO 63366-4766
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070610196
Date	Apr 18, 2019
Book Page	7061/0196
Instrument	20190418000177740

Lender

Name	ROCKWOOD BANK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,357.00	$301,097 (+5.78%)	$1,584,720 (+5.78%) Land $277,322 Building $1,307,398
2023		$284,658
2022			$1,498,193 Land $307,688 Building $1,190,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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