Seminole County property record for 1085 Shaffer Trl, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,497 sqft · built 1986 |
| Lot Size | 0.202 acres (8,805 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,400 (Nov 2021) |
| Tax Bill | $4,565 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-21-31-5HM-0000-1230 |
| Primary APN | 22-21-31-5HM-0000-1230 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,497 sqft Living Area |
| 1st Floor Area | 1,497 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,805 sqft |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 26 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1085 SHAFFER TRL |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 123 ALAFAYA WOODS PH 1 UNIT A PB 31 PGS 80 TO 85 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 22 |
| Legal Subdivision | ALAFAYA WOODS |
| Legal Lot Number | 123 |
| Legal Unit | A |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21320 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1085 SHAFFER TRL, OVIEDO, FL 32765-7018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK |
| Mar 5, 2021 | Warranty Deed, Transfer INTEGRITY FIRST TITLE |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI FAIRWINDS CU |
| Feb 13, 2018 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on Record |
| Deed Sale | Nov 1, 2021 · Amount on Record |
| Prior Sale | Mar 5, 2021 · Amount on Record |
| Deed Document Number | 2021143466 |
| Deed Book / Page | 10084 / 743 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 1, 2021 |
| Property Address | 1085 SHAFFER TRL, OVIEDO, FL 32765-7018 |
| Document Number | 0100840743 |
| Book / Page | 10084 / 743 |
| Map Reference | MB 31 PG 80 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021143466 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | METRO TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,627.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 ATLANTIC AVE # AVE14A, 400, LEOMINSTER, MA 01453-6861 |
| Name | Verified Name |
|---|---|
| Address | 1085 SHAFFER TRL, OVIEDO, FL 32765-7018 |
| Document Number | 10084744 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 10084/744 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 5, 2021 |
| Property Address | 1085 SHAFFER TRL, OVIEDO, FL 32765-7018 |
| Document Number | 0098651985 |
| Book / Page | 9865 / 1985 |
| Map Reference | MB 31 PG 80-85 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 2021030269 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 W GADSDEN LN, 125, COCOA BEACH, FL 32931-3631 |
| Name | Verified Name |
|---|---|
| Address | 1 9TH ST, LEOMINSTER, MA 01453-3716 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1085 SHAFFER TRL, OVIEDO, FL 32765-7018 |
| Document Number | 0096170599 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1085 SHAFFER TRL OVIEDO FL 327657018, OVIEDO, FL 32765-7018 |
| Document Number | 0096170599 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 009617/000599 |
| Instrument | 57781 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 13, 2018 |
| Property Address | 1085 SHAFFER TRL, OVIEDO, FL 32765-7018 |
| Document Number | 0090741868 |
| Book / Page | 009074 / 001868 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 17038 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | LANDING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,773.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1085 SHAFFER TRL OVIEDO FL 327657018, OVIEDO, FL 32765-7018 |
| Document Number | 90741870 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 009074/001870 |
| Instrument | 17039 |
| Name | GUARANTEED RATE |
|---|---|
| Address | 1800 W LARCHMONT AVE, CHICAGO, IL 60613-2448 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,565.00 (+13.9%) Homeowner's exemption | $305,892 (+5.99%) | $343,818 (+7.47%) Land $115,000 Building $228,818 |
| 2023 | $4,008.00 (+2.8%) Homeowner's exemption | $288,613 (+3%) | $319,917 (+8.05%) Land $104,000 Building $215,917 |
| 2022 | $3,899.00 Homeowner's exemption | $280,207 | $296,081 Land $85,000 Building $211,081 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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