1079 Shaffer Trl, Oviedo, FL 32765 Property Records

Seminole County property record for 1079 Shaffer Trl, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,497 sqft · built 1985
Lot Size	0.207 acres (9,032 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Jun 1993)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Oct 2013 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`22-21-31-5HM-0000-1250`

Property Details

APN / Parcel Number

Primary APN	`22-21-31-5HM-0000-1250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,497 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,032 sqft
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1079 SHAFFER TRL
City	OVIEDO
State	FL
Zip	32765-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 125 ALAFAYA WOODS PH 1 UNIT A PB 31 PGS 80 TO 85
Legal Range	31E
Legal Township	21S
Legal Section	22
Legal Subdivision	ALAFAYA WOODS
Legal Lot Number	125
Legal Unit	A
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3007
Census Tract	21320

Owner

1079 Shaffer Trl is owned and occupied by an individual who bought it in June 1993.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	1079 SHAFFER TRL, OVIEDO, FL 32765-7018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 1993 · Amount on File
Deed Sale	Jun 9, 1993 · Amount on File
Deed Document Number	0259701333
Deed Book / Page	02597 / 01333
Record Updated	Jun 8, 2026

October 2013: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Property Address	1079 SHAFFER TRL, OVIEDO, FL 32765-7018
Document Number	0088781707
Book / Page	008878 / 001707
Instrument Date	Oct 10, 2013
Transaction Type	Mortgage
Record Updated	Mar 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1079 SHAFFER TRL OVIEDO FL 327657018, OVIEDO, FL 32765-7018

Mortgage

Document Number	0088781707
Date	Mar 17, 2017
Book Page	008878/001707
Instrument	27059

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	432 Months
Due	Mar 16, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1079 Shaffer Trl was $1,472 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00 Homeowner's exemption	$131,635	$337,302 Land $115,000 Building $222,302
2023	$1,313.00 (-1.72%) Homeowner's exemption	$124,199 (+3%)	$313,661 (+9.46%) Land $104,000 Building $209,661
2022	$1,336.00 Homeowner's exemption	$120,582	$286,546 Land $85,000 Building $201,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1079 Shaffer Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1079 Shaffer Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20